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⚖ Add to comparisonKohl's · Mastercard
Kohl's Card
The Kohl's Card is a coupon-stacking tool, not a rewards card: this Capital One-issued store charge card unlocks frequent mailed and emailed cardholder discounts that stack with Kohl's Cash and Kohl's Rewards, which is where the real savings come from if you shop there often. It earns no ongoing cash back and works only at Kohl's, so it's useless as a general card. Approval odds are easier (fair credit, 640-plus), but the high APR means you should never carry a balance. If you don't chase Kohl's coupons, there's nothing here for you; confirm the current discount offers and APR on Kohl's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Discount offers sent by mail and email to cardholders
- ✓Stacks together with Kohl's Cash and Rewards
- ✓Most Valued Customer perks once spending climbs
👍 Pros
- + Carries no yearly fee
- + Regular discounts for shoppers
- + Easier approval odds
👎 Cons
- – Works at the store only, not as a general card
- – A high APR
- – No ongoing cash back
Can you get it?
- ▸A fair credit score
- ▸A Kohl's account
- ▸Valid U.S. identification
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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