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⚖ Add to comparisonNatWest · Mastercard
NatWest Reward Credit Card
The NatWest Reward pays Rewards points on supermarket and everyday spending, with more at partners, but the roughly GBP 2 monthly fee (about GBP 24/year as of 2026) means you need enough spend to come out ahead. A light user can easily pay more in fees than they earn back, so map your grocery spend against the rate first. It's tied to the NatWest ecosystem and isn't a travel card. A free flat-rate cashback card may simply be cleaner for many people. Confirm the earn rate and fee on natwest.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Collect Rewards on supermarket and day-to-day spending
- ✓Extra Rewards with MyRewards retail partners
- ✓Cash in Rewards for money, gift cards or partner offers
- ✓Built into the NatWest mobile banking app
👍 Pros
- + Worthwhile rewards on supermarket spending
- + MyRewards partners lift your earning
- + Simple to handle in the NatWest app
👎 Cons
- – A monthly fee applies
- – A foreign transaction fee applies on overseas spending
Can you get it?
- ▸UK resident, 18 or older
- ▸Registered on the electoral roll at your address
- ▸Good credit score
- ▸An existing NatWest current account may be needed
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the NatWest Reward Credit Card?
Finish your application on the issuer's own secure site.
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