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Compare credit cards side by side

Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
Prime Visa (Amazon) โœ• remove
Old Navy Credit Card โœ• remove
Bank of America Customized Cash Rewards โœ• remove
Wells Fargo Reflect Card โœ• remove
Annual fee No annual feeNo annual feeNo annual feeNo annual fee
Rewards rate 5% at Amazon, Whole Foods, Amazon Fresh & Chase Travel (with Prime), 2% gas/dining/transit, 1% other5 points per $1 at Old Navy, Gap, Banana Republic and Athleta; the Visa version earns 1 point per $1 elsewhere3% in a chosen category, 2% groceries & wholesale clubs (up to $2,500/quarter combined), 1% otherNo rewards program; focused on a long interest-free period
Rewards highlight 5% at Amazon & Whole Foods5 pts/$1 at Gap brands3% in a category you pickUp to 21 months 0% APR
Welcome bonus Amazon gift card on approvalDiscount on your first purchase as a new cardholderOnline cash rewards bonusNone
Intro APR NoneNone0% intro APR for 15 billing cycles0% intro APR on purchases and qualifying balance transfers for 21 months
Regular APR 20.49%โ€“29.24% variableSee terms18.24%โ€“28.24% variable17.24%โ€“28.99% variable
Foreign fee NoneNone3%3%
Lounge access โŒ NoโŒ NoโŒ NoโŒ No
Credit needed Good (690+)Fair to Good (640+)Good (690+)Good to Excellent (700+)
Best for Prime members who spend heavily at Amazon and Whole FoodsFrequent Old Navy and Gap-family shoppersBank of America customers who'll hit Preferred Rewards tiersPaying down a big balance interest-free over ~21 months
Network VisaVisaVisaVisa
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๐Ÿ‡บ๐Ÿ‡ธ Showing United States cards ยท change with the ๐ŸŒ selector top-right
Chase Sapphire Preferred Card
$95/yr
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Capital One Venture X Rewards
$395/yr ยท โœˆ lounge
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Chase Sapphire Reserve
$550/yr ยท โœˆ lounge
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Chase Freedom Unlimited
No annual fee/yr
+
The Platinum Card from American Express
$695/yr ยท โœˆ lounge
+
Prime Visa (Amazon)
No annual fee/yr
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Chase Freedom Flex
No annual fee/yr
+
American Express Gold Card
$325/yr
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Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
+
Discover it Cash Back
No annual fee/yr
+
Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
+
Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
+
Citi Custom Cash Card
No annual fee/yr
+
Costco Anywhere Visa Card by Citi
No annual fee/yr
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Citi Strata Premier Card
$95/yr
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Ink Business Cash Credit Card
No annual fee/yr
+
Capital One Savor Cash Rewards Credit Card
No annual fee/yr
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Discover it Student Cash Back
No annual fee/yr
+
The Business Platinum Card from American Express
$695/yr ยท โœˆ lounge
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Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
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Capital One Quicksilver Cash Rewards
No annual fee/yr
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Bank of America Customized Cash Rewards
No annual fee/yr
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Apple Card
No annual fee/yr
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U.S. Bank Altitude Reserve Visa Infinite
$400/yr ยท โœˆ lounge
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Blue Cash Everyday Card from American Express
No annual fee/yr
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American Express Business Gold Card
$375/yr
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Bank of America Premium Rewards Credit Card
$95/yr
+
Wells Fargo Autograph Card
No annual fee/yr
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U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
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U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
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Wells Fargo Autograph Journey Card
$95/yr
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Capital One Platinum Secured
No annual fee/yr
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Target RedCard Credit Card
No annual fee/yr
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Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
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Bank of America Travel Rewards Credit Card
No annual fee/yr
+
U.S. Bank Smartly Visa Signature Card
No annual fee/yr
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Citi Rewards+ Card
No annual fee/yr
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Wells Fargo Reflect Card
No annual fee/yr
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JetBlue Plus Card
$99/yr
+
Sam's Club Mastercard
No annual fee/yr
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OnePay (Walmart) Cash Back Card
No annual fee/yr
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AAdvantage Aviator Red World Elite Mastercard
$99/yr
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PayPal Cashback Mastercard
No annual fee/yr
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REI Co-op Mastercard
No annual fee/yr
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Lowe's Advantage Card
No annual fee/yr
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My Best Buy Visa Card
No annual fee/yr
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Verizon Visa Card
No annual fee/yr
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Macy's American Express Card
No annual fee/yr
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Gap Good Rewards Visa Credit Card
No annual fee/yr
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Nordstrom Credit Card
No annual fee/yr
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Synchrony HOME Credit Card
No annual fee/yr
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Kohl's Card
No annual fee/yr
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Old Navy Credit Card
No annual fee/yr
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New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
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American Express Business Gold (2026 Refresh)
No annual fee/yr
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U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
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