Compare credit cards side by side
Pick up to 4 cards and compare fees, rewards and lounge access in one view.
| Card |
American Express Germany
3782 822463 10005
American Express Payback Card
|
Chase
4539 1488 0343 6467
Chase Freedom Unlimited
|
Synchrony
4539 1488 0343 6467
Old Navy Credit Card
|
|---|---|---|---|
| Annual fee | No annual fee | No annual fee | No annual fee |
| Rewards rate | 1 Payback point per 2 euros (more with partners) | 5% travel via Chase, 3% dining & drugstores, 1.5% all other purchases | 5 points per $1 at Old Navy, Gap, Banana Republic and Athleta; the Visa version earns 1 point per $1 elsewhere |
| Rewards highlight | Collect Payback points on all spending | 1.5%+ on everything | 5 pts/$1 at Gap brands |
| Welcome bonus | Bonus Payback points after first purchases | Extra cash back in the first year on bonus spend | Discount on your first purchase as a new cardholder |
| Intro APR | Not applicable | 0% intro APR on purchases for 15 months | None |
| Regular APR | Not applicable (charge card, paid in full) | 19.49%–28.24% variable | See terms |
| Foreign fee | 2% on foreign currency purchases | 3% | None |
| Lounge access | ❌ No | ❌ No | ❌ No |
| Credit needed | Positive SCHUFA, regular income | Good (690+) | Fair to Good (640+) |
| Best for | Payback collectors who want points on routine spending | Chase cardholders who pool points across the ecosystem | Frequent Old Navy and Gap-family shoppers |
| Network | Amex | Visa | Visa |
| Apply ↗ | Apply ↗ | Apply ↗ |
Add cards to compare
🇺🇸 Showing United States cards · change with the 🌐 selector top-right
Chase
4539 1488 0343 6467
Chase Sapphire Preferred Card
Chase Sapphire Preferred Card
$95/yr
Capital One Venture X Rewards
$395/yr · ✈ lounge
Chase Sapphire Reserve
$550/yr · ✈ lounge
Chase
4539 1488 0343 6467
Chase Freedom Unlimited
Chase Freedom Unlimited
No annual fee/yr
The Platinum Card from American Express
$695/yr · ✈ lounge
Amazon / Chase
4539 1488 0343 6467
Prime Visa (Amazon)
Prime Visa (Amazon)
No annual fee/yr
Chase
5412 7534 8901 2346
Chase Freedom Flex
Chase Freedom Flex
No annual fee/yr
American Express Gold Card
$325/yr
American Express
3782 822463 10005
Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express
$95/yr
Capital One
4539 1488 0343 6467
Capital One Venture Rewards
Capital One Venture Rewards
$95/yr
Citi
5412 7534 8901 2346
Citi Double Cash Card
Citi Double Cash Card
No annual fee/yr
Discover
6011 0009 9013 9424
Discover it Cash Back
Discover it Cash Back
No annual fee/yr
Wells Fargo
4539 1488 0343 6467
Wells Fargo Active Cash Card
Wells Fargo Active Cash Card
No annual fee/yr
Chase
4539 1488 0343 6467
Ink Business Preferred Credit Card
Ink Business Preferred Credit Card
$95/yr
Chase
4539 1488 0343 6467
Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card
No annual fee/yr
Discover
6011 0009 9013 9424
Discover it Secured Credit Card
Discover it Secured Credit Card
No annual fee/yr
Citi
5412 7534 8901 2346
Citi Custom Cash Card
Citi Custom Cash Card
No annual fee/yr
Costco / Citi
4539 1488 0343 6467
Costco Anywhere Visa Card by Citi
Costco Anywhere Visa Card by Citi
No annual fee/yr
Citi
PREMIER
5412 7534 8901 2346
Citi Strata Premier Card
Citi Strata Premier Card
$95/yr
Chase
4539 1488 0343 6467
Ink Business Cash Credit Card
Ink Business Cash Credit Card
No annual fee/yr
Capital One
5412 7534 8901 2346
Capital One Savor Cash Rewards Credit Card
Capital One Savor Cash Rewards Credit Card
No annual fee/yr
Discover
6011 0009 9013 9424
Discover it Student Cash Back
Discover it Student Cash Back
No annual fee/yr
The Business Platinum Card from American Express
$695/yr · ✈ lounge
Capital One
5412 7534 8901 2346
Capital One SavorOne Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
Capital One
5412 7534 8901 2346
Capital One Quicksilver Cash Rewards
Capital One Quicksilver Cash Rewards
No annual fee/yr
Bank of America
4539 1488 0343 6467
Bank of America Customized Cash Rewards
Bank of America Customized Cash Rewards
No annual fee/yr
Apple / Goldman Sachs
5412 7534 8901 2346
Apple Card
Apple Card
No annual fee/yr
U.S. Bank Altitude Reserve Visa Infinite
$400/yr · ✈ lounge
American Express
3782 822463 10005
Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express
No annual fee/yr
American Express Business Gold Card
$375/yr
Bank of America Premium Rewards Credit Card
$95/yr
Wells Fargo
4539 1488 0343 6467
Wells Fargo Autograph Card
Wells Fargo Autograph Card
No annual fee/yr
U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
Wells Fargo
4539 1488 0343 6467
Wells Fargo Autograph Journey Card
Wells Fargo Autograph Journey Card
$95/yr
Capital One
PLATINUM
5412 7534 8901 2346
Capital One Platinum Secured
Capital One Platinum Secured
No annual fee/yr
Target
5412 7534 8901 2346
Target RedCard Credit Card
Target RedCard Credit Card
No annual fee/yr
Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
Bank of America
4539 1488 0343 6467
Bank of America Travel Rewards Credit Card
Bank of America Travel Rewards Credit Card
No annual fee/yr
U.S. Bank Smartly Visa Signature Card
No annual fee/yr
Citi
5412 7534 8901 2346
Citi Rewards+ Card
Citi Rewards+ Card
No annual fee/yr
Wells Fargo
4539 1488 0343 6467
Wells Fargo Reflect Card
Wells Fargo Reflect Card
No annual fee/yr
Barclays US
5412 7534 8901 2346
JetBlue Plus Card
JetBlue Plus Card
$99/yr
Synchrony
5412 7534 8901 2346
Sam's Club Mastercard
Sam's Club Mastercard
No annual fee/yr
Walmart / OnePay
5412 7534 8901 2346
OnePay (Walmart) Cash Back Card
OnePay (Walmart) Cash Back Card
No annual fee/yr
AAdvantage Aviator Red World Elite Mastercard
$99/yr
Synchrony
5412 7534 8901 2346
PayPal Cashback Mastercard
PayPal Cashback Mastercard
No annual fee/yr
REI Co-op
5412 7534 8901 2346
REI Co-op Mastercard
REI Co-op Mastercard
No annual fee/yr
Lowe's / Synchrony
4539 1488 0343 6467
Lowe's Advantage Card
Lowe's Advantage Card
No annual fee/yr
Best Buy
4539 1488 0343 6467
My Best Buy Visa Card
My Best Buy Visa Card
No annual fee/yr
Verizon
4539 1488 0343 6467
Verizon Visa Card
Verizon Visa Card
No annual fee/yr
Macy's
3782 822463 10005
Macy's American Express Card
Macy's American Express Card
No annual fee/yr
Synchrony
4539 1488 0343 6467
Gap Good Rewards Visa Credit Card
Gap Good Rewards Visa Credit Card
No annual fee/yr
Nordstrom
4539 1488 0343 6467
Nordstrom Credit Card
Nordstrom Credit Card
No annual fee/yr
Synchrony
5412 7534 8901 2346
Synchrony HOME Credit Card
Synchrony HOME Credit Card
No annual fee/yr
Kohl's
5412 7534 8901 2346
Kohl's Card
Kohl's Card
No annual fee/yr
Synchrony
4539 1488 0343 6467
Old Navy Credit Card
Old Navy Credit Card
No annual fee/yr
Reported in the news
4539 1488 0343 6467
New Fintech Rewards Card (Reported / Coming Soon)
New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
American Express
GOLD
3782 822463 10005
American Express Business Gold (2026 Refresh)
American Express Business Gold (2026 Refresh)
No annual fee/yr
U.S. Bank
4539 1488 0343 6467
U.S. Bank Cash+ (2026 Category Refresh)
U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr