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Compare credit cards side by side

Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
Axis Bank Atlas Credit Card ✕ remove
Target RedCard Credit Card ✕ remove
PayPal Cashback Mastercard ✕ remove
Discover it Secured Credit Card ✕ remove
Annual fee ₹5,000No annual feeNo annual feeNo annual fee
Rewards rate 2% base in miles, 5% on travel-category spends5% off at Target & Target.com, plus free 2-day shipping and extended returns3% cash back on purchases made through PayPal, 1.5% cash back on all other purchases2% at gas stations and restaurants (on up to $1,000 in combined purchases each quarter), 1% on all other purchases
Rewards highlight Up to 5 EDGE Miles per Rs.100 on travel spends5% off at Target3% via PayPal, 1.5% elseRewards on a secured card
Welcome bonus 2,500 EDGE Miles on the first transaction within 37 daysDiscount for new cardholdersCash back bonus after meeting the minimum spend for new cardholdersCashback Match doubles all cash back earned at the end of the first year
Intro APR N/ANoneNoneNone
Regular APR Around 52.86% per annum (4.4% per month)High store-card APR (see terms)20.24%–32.24% variable28.24% variable
Foreign fee 3.5% markup on foreign currency transactionsN/ANoneNone
Lounge access ✅ Complimentary domestic and international lounge visits that scale with your tier (Silver, Gold, Platinum).❌ No❌ No❌ No
Credit needed Good to ExcellentFair to Good (640+)Good (690+)New / rebuilding credit
Best for Travelers who book flights and hotels directly and want transferable milesRegular Target shoppers who want instant checkout savingsShoppers who default to PayPal at online checkoutBuilding or rebuilding credit while still earning rewards
Network VisaMastercardMastercardDiscover
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🇺🇸 Showing United States cards · change with the 🌐 selector top-right
Chase Sapphire Preferred Card
$95/yr
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Capital One Venture X Rewards
$395/yr · ✈ lounge
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Chase Sapphire Reserve
$550/yr · ✈ lounge
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Chase Freedom Unlimited
No annual fee/yr
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The Platinum Card from American Express
$695/yr · ✈ lounge
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Prime Visa (Amazon)
No annual fee/yr
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Chase Freedom Flex
No annual fee/yr
+
American Express Gold Card
$325/yr
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Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
+
Discover it Cash Back
No annual fee/yr
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Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
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Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
✓
Citi Custom Cash Card
No annual fee/yr
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Costco Anywhere Visa Card by Citi
No annual fee/yr
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Citi Strata Premier Card
$95/yr
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Ink Business Cash Credit Card
No annual fee/yr
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Capital One Savor Cash Rewards Credit Card
No annual fee/yr
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Discover it Student Cash Back
No annual fee/yr
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The Business Platinum Card from American Express
$695/yr · ✈ lounge
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Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
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Capital One Quicksilver Cash Rewards
No annual fee/yr
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Bank of America Customized Cash Rewards
No annual fee/yr
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Apple Card
No annual fee/yr
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U.S. Bank Altitude Reserve Visa Infinite
$400/yr · ✈ lounge
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Blue Cash Everyday Card from American Express
No annual fee/yr
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American Express Business Gold Card
$375/yr
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Bank of America Premium Rewards Credit Card
$95/yr
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Wells Fargo Autograph Card
No annual fee/yr
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U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
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U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
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Wells Fargo Autograph Journey Card
$95/yr
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Capital One Platinum Secured
No annual fee/yr
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Target RedCard Credit Card
No annual fee/yr
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Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
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Bank of America Travel Rewards Credit Card
No annual fee/yr
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U.S. Bank Smartly Visa Signature Card
No annual fee/yr
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Citi Rewards+ Card
No annual fee/yr
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Wells Fargo Reflect Card
No annual fee/yr
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JetBlue Plus Card
$99/yr
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Sam's Club Mastercard
No annual fee/yr
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OnePay (Walmart) Cash Back Card
No annual fee/yr
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AAdvantage Aviator Red World Elite Mastercard
$99/yr
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PayPal Cashback Mastercard
No annual fee/yr
✓
REI Co-op Mastercard
No annual fee/yr
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Lowe's Advantage Card
No annual fee/yr
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My Best Buy Visa Card
No annual fee/yr
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Verizon Visa Card
No annual fee/yr
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Macy's American Express Card
No annual fee/yr
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Gap Good Rewards Visa Credit Card
No annual fee/yr
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Nordstrom Credit Card
No annual fee/yr
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Synchrony HOME Credit Card
No annual fee/yr
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Kohl's Card
No annual fee/yr
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Old Navy Credit Card
No annual fee/yr
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New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
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American Express Business Gold (2026 Refresh)
No annual fee/yr
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U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
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