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Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
Banco do Brasil Ourocard Elo ✕ remove
Chase Freedom Flex ✕ remove
Old Navy Credit Card ✕ remove
Costco Anywhere Visa Card by Citi ✕ remove
Annual fee No annual feeNo annual feeNo annual feeNo annual fee
Rewards rate Points-based via Livelo and Ourocard programs5% rotating quarterly categories (activation required), 5% travel via Chase, 3% dining & drugstores, 1% other5 points per $1 at Old Navy, Gap, Banana Republic and Athleta; the Visa version earns 1 point per $1 elsewhere4% on eligible gas (up to $7k/yr), 3% dining & travel, 2% at Costco, 1% other
Rewards highlight Livelo points and Ourocard benefits on spends5% rotating categories5 pts/$1 at Gap brands4% on gas
Welcome bonus Promotional points or fee waivers for new clients (varies)Cash bonus after the minimum spendDiscount on your first purchase as a new cardholderNone
Intro APR N/A0% intro APR on purchases for 15 monthsNoneNone
Regular APR Variable rotativo per Banco do Brasil's disclosed rates19.49%–28.24% variableSee terms20.49%–28.49% variable
Foreign fee IOF plus Elo exchange rate on international spends3%NoneNone
Lounge access ❌ No❌ No❌ No❌ No
Credit needed Fair to GoodGood (690+)Fair to Good (640+)Good to Excellent (700+)
Best for Banco do Brasil account holders who want a practical domestic everyday cardOrganized optimizers who'll track quarterly bonus categoriesFrequent Old Navy and Gap-family shoppersCostco members with high gas spending
Network EloMastercardVisaVisa
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🇺🇸 Showing United States cards · change with the 🌐 selector top-right
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Costco Anywhere Visa Card by Citi
No annual fee/yr
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$695/yr · ✈ lounge
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$400/yr · ✈ lounge
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$375/yr
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$95/yr
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$99/yr
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$99/yr
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No annual fee/yr
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No annual fee/yr
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No annual fee/yr
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No annual fee/yr
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Kohl's Card
No annual fee/yr
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Old Navy Credit Card
No annual fee/yr
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New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
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No annual fee/yr
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No annual fee/yr
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