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⚖ Add to comparisonBanco do Brasil · Elo
Banco do Brasil Ourocard Elo
Ourocard Elo is the practical everyday card for Banco do Brasil account holders, with many versions waiving the annual fee on regular use and earning flexible Livelo points. Its real strength is nationwide acceptance on the homegrown Elo network and BB's reach. The flip side: Elo acceptance is noticeably weaker outside Brazil as of 2026, so it's a poor travel companion, and base rewards are modest with no lounge access on standard versions. Worked reality: confirm which specific Ourocard tier you're offered, since fee-waiver rules and Livelo earn vary by version. Skip it for international trips. Confirm the version's terms on bb.com.br.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Earn Livelo points on eligible purchases
- ✓Annual fee waived on many versions with regular use
- ✓Ourocard partner discounts and offers
- ✓Wide Elo acceptance across Brazil
- ✓Manage the card through the Banco do Brasil app
👍 Pros
- + Annual fee can be waived through normal spending
- + Backed by one of Brazil's largest banks
- + Livelo points are flexible and widely used
- + Broad acceptance within Brazil
👎 Cons
- – Elo acceptance is weaker outside Brazil
- – Base rewards are modest
- – Standard versions include no lounge access
Can you get it?
- ▸Brazilian resident holding a valid CPF
- ▸A Banco do Brasil account holder
- ▸Serasa score and credit history reviewed by BB
- ▸Comprovante de renda (proof of income) as requested
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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