Unlimited VIP airport lounge access worldwide via the Visa Infinite LoungeKey program.
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⚖ Add to comparisonItau Unibanco · Visa
Itau Personnalite Visa Infinite
This is the card for Itau Personnalite account holders who fly internationally, pairing up to 2.2 Sempre Presente points per US dollar (transferable to airlines) with unlimited worldwide LoungeKey access. The R$1,800 fee often waives by relationship balance, which is the whole point: it's a perk of being a high-income Personnalite client, not a card you'd open standalone. The value collapses if you don't travel or don't transfer points, since domestic everyday earn is unremarkable. International spend carries IOF plus the Visa rate as of 2026. Skip it if you're not already a Personnalite client. Confirm earn rates on itau.com.br.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Earn up to 2.2 Sempre Presente points per US dollar spent
- ✓Move points to major airline frequent-flyer programs
- ✓Visa Infinite travel insurance plus a global concierge
- ✓Exclusive dining and lifestyle experiences
- ✓Personnalite relationship perks and priority service
👍 Pros
- + Top-tier Visa Infinite travel and concierge benefits
- + Worldwide lounge access with no limit
- + Strong points earning that transfers to airlines
- + Premium service for Personnalite clients
👎 Cons
- – High annual fee unless waived by your relationship balance
- – Requires high income and a Personnalite account
- – Best value applies only to frequent international travelers
Can you get it?
- ▸Brazilian resident holding a valid CPF
- ▸An Itau Personnalite account with high income or investments
- ▸Comprovante de renda (proof of income) meeting the high threshold
- ▸A strong Serasa score and credit history
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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