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Annual fee No annual fee
โ˜…โ˜…โ˜…โ˜…โ˜… 4.1How we rate

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Itau Unibanco ยท Visa

Itau Click Visa Platinum

โ˜… Sempre Presente points on all purchases No Annual Fee No Annual Fee Points & Rewards Cash Back

Click is a practical free everyday card for Itau customers who shop online: no annual fee once you clear a small monthly spend, plus Sempre Presente points (around 1 point per US dollar) on every purchase. The instant virtual-card feature is the standout for online safety. Watch the fee trigger, though, since spending below the monthly threshold brings the charge back, so it's poorly suited to dormant use. There's no lounge access and the earn rate is modest, so don't expect travel value; for that, look at the Personnalite Infinite. Skip it if your monthly spend is too low to keep it free. Confirm the spend threshold on itau.com.br.

โŸณ Rates & fees verified June 2026 โ€” always confirm the current terms on the issuer's official site before applying.

Annual fee
No annual fee
Rewards rate
Around 1 point per US dollar spent
Welcome bonus
Promotional bonus points for new clients (varies)
Intro APR
N/A
Regular APR
Variable rotativo per Itau's disclosed rates
Foreign transaction fee
IOF plus Visa exchange rate on international spends
Recommended credit
Fair to Good
Best for
Itau customers who shop online and want a free points card

What you earn

  • โœ“Earn Sempre Presente points on every purchase
  • โœ“No annual fee once you reach a small monthly spend
  • โœ“Manage and block the card instantly within the Itau app
  • โœ“Redeem points for products, travel and vouchers
  • โœ“Virtual card support for safer online shopping

๐Ÿ‘ Pros

  • + Annual fee is easy to waive with modest spending
  • + A solid points program from a major bank
  • + The banking app is strong and full-featured
  • + A good everyday card for online purchases

๐Ÿ‘Ž Cons

  • โ€“ No airport lounge access
  • โ€“ Points earning is modest
  • โ€“ The fee returns if monthly spending is too low

Can you get it?

  • โ–ธBrazilian resident holding a valid CPF
  • โ–ธAt least 18 years old
  • โ–ธComprovante de renda (proof of income) as Itau requests
  • โ–ธSerasa score and credit history reviewed by the bank

Requirements are general guidance โ€” the issuer makes the final decision. Learn more about card requirements โ†’

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Line up fees, rewards, intro APR and lounge perks in one table โ€” then apply on the issuer's official site with your eyes open.