Complimentary airport lounge access through the Mastercard Black LoungeKey program.
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⚖ Add to comparisonNu Pagamentos (Nubank) · Mastercard
Nubank Ultravioleta Mastercard Black
Ultravioleta is for Nubank loyalists who want to stay in the same app but move up to a Mastercard Black with lounge access and a metallic card. The clever bit is the 1% cashback yields at around 200% of CDI until you spend it, so it quietly grows, but a flat 1% with no bonus tiers is modest next to rivals like C6 Carbon. The ~R$590/yr fee waives with enough spend, so do the math: at 1%, you'd need roughly R$59,000 of annual spend just to earn back the fee in cashback alone. Skip it if you want category bonuses or transferable points. Confirm fee-waiver spend on nubank.com.br.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Earn 1% cashback on every purchase with no category limits
- ✓Cashback earns yield at roughly 200% of CDI until you redeem it
- ✓Mastercard Black benefits, lounge access included
- ✓A dedicated WhatsApp concierge service
- ✓An exclusive metallic card design
👍 Pros
- + Cashback keeps growing while it sits in your account
- + Airport lounge access through Mastercard Black
- + The same well-regarded Nubank app and support
- + Monthly fee is waived with enough spending
👎 Cons
- – Carries an annual fee, unlike the standard Nubank card
- – Higher income and credit approval are required
- – Cashback is a flat 1% with no bonus tiers
Can you get it?
- ▸Brazilian resident holding a valid CPF
- ▸Comprovante de renda (proof of income) meeting Nubank's threshold
- ▸A strong Serasa score and credit history
- ▸Invitation or approval through the Nubank app
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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