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Compare credit cards side by side

Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
DKB Visa Debitkarte โœ• remove
Bank of America Premium Rewards Credit Card โœ• remove
Kohl's Card โœ• remove
Chase Freedom Flex โœ• remove
Annual fee No annual fee$95No annual feeNo annual fee
Rewards rate No cashback or points (pure no-fee value)2 points per $1 on travel and dining, 1.5 points per $1 on all other purchases (boosted up to 75% with Preferred Rewards)No flat rewards rate; benefits come from exclusive cardholder discount offers and Kohl's Cash promotions5% rotating quarterly categories (activation required), 5% travel via Chase, 3% dining & drugstores, 1% other
Rewards highlight Fee-free payments worldwide in any currencyUp to $200 in annual creditsFrequent cardholder discounts5% rotating categories
Welcome bonus No standing welcome bonus50,000+ bonus points after meeting the minimum spendPercentage off your first Kohl's purchase as a new cardholderCash bonus after the minimum spend
Intro APR Not applicable (debit card)NoneNone0% intro APR on purchases for 15 months
Regular APR Not applicable (settles from current account)19.24%โ€“29.24% variableSee terms19.49%โ€“28.24% variable
Foreign fee 0% on foreign currency purchasesNoneN/A (store card)3%
Lounge access โŒ NoโŒ NoโŒ NoโŒ No
Credit needed Positive SCHUFA, regular incomeGood to Excellent (700+)Fair (640+)Good (690+)
Best for German travellers who want a free card with zero foreign-currency feesBofA Preferred Rewards members who travel and dine outFrequent Kohl's shoppers who stack coupons and Kohl's CashOrganized optimizers who'll track quarterly bonus categories
Network VisaVisaMastercardMastercard
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๐Ÿ‡บ๐Ÿ‡ธ Showing United States cards ยท change with the ๐ŸŒ selector top-right
Chase Sapphire Preferred Card
$95/yr
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Capital One Venture X Rewards
$395/yr ยท โœˆ lounge
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Chase Sapphire Reserve
$550/yr ยท โœˆ lounge
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Chase Freedom Unlimited
No annual fee/yr
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The Platinum Card from American Express
$695/yr ยท โœˆ lounge
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Prime Visa (Amazon)
No annual fee/yr
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Chase Freedom Flex
No annual fee/yr
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American Express Gold Card
$325/yr
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Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
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Discover it Cash Back
No annual fee/yr
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Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
+
Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
+
Citi Custom Cash Card
No annual fee/yr
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Costco Anywhere Visa Card by Citi
No annual fee/yr
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Citi Strata Premier Card
$95/yr
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Ink Business Cash Credit Card
No annual fee/yr
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Capital One Savor Cash Rewards Credit Card
No annual fee/yr
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Discover it Student Cash Back
No annual fee/yr
+
The Business Platinum Card from American Express
$695/yr ยท โœˆ lounge
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Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
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Capital One Quicksilver Cash Rewards
No annual fee/yr
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Bank of America Customized Cash Rewards
No annual fee/yr
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Apple Card
No annual fee/yr
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U.S. Bank Altitude Reserve Visa Infinite
$400/yr ยท โœˆ lounge
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Blue Cash Everyday Card from American Express
No annual fee/yr
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American Express Business Gold Card
$375/yr
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Bank of America Premium Rewards Credit Card
$95/yr
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Wells Fargo Autograph Card
No annual fee/yr
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U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
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U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
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Wells Fargo Autograph Journey Card
$95/yr
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Capital One Platinum Secured
No annual fee/yr
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Target RedCard Credit Card
No annual fee/yr
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Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
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Bank of America Travel Rewards Credit Card
No annual fee/yr
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U.S. Bank Smartly Visa Signature Card
No annual fee/yr
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Citi Rewards+ Card
No annual fee/yr
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Wells Fargo Reflect Card
No annual fee/yr
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JetBlue Plus Card
$99/yr
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Sam's Club Mastercard
No annual fee/yr
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OnePay (Walmart) Cash Back Card
No annual fee/yr
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AAdvantage Aviator Red World Elite Mastercard
$99/yr
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PayPal Cashback Mastercard
No annual fee/yr
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REI Co-op Mastercard
No annual fee/yr
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Lowe's Advantage Card
No annual fee/yr
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My Best Buy Visa Card
No annual fee/yr
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Verizon Visa Card
No annual fee/yr
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Macy's American Express Card
No annual fee/yr
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Gap Good Rewards Visa Credit Card
No annual fee/yr
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Nordstrom Credit Card
No annual fee/yr
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Synchrony HOME Credit Card
No annual fee/yr
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Kohl's Card
No annual fee/yr
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Old Navy Credit Card
No annual fee/yr
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New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
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American Express Business Gold (2026 Refresh)
No annual fee/yr
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U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
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