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Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
Emirates NBD Skywards Signature Credit Card ✕ remove
Citi Rewards+ Card ✕ remove
Annual fee AED 735No annual fee
Rewards rate Up to 1.5 Skywards Miles per USD1 equivalent spent2x at supermarkets & gas stations (first $6,000/yr, then 1x), 1x on all other purchases, every purchase rounded up to the nearest 10 points
Rewards highlight Earn Skywards Miles on every dirhamRounds up to nearest 10 points
Welcome bonus Welcome Skywards Miles after card activation and spend20,000+ bonus ThankYou Points after meeting the minimum spend
Intro APR Not applicable0% intro APR on purchases and balance transfers for 15 months
Regular APR Approx. 3.45% per month on outstanding balances19.24%–29.24% variable
Foreign fee Foreign currency markup applies (approx. 2.99%)3%
Lounge access ✅ Complimentary airport lounge access for the cardholder via the card programme❌ No
Credit needed Stable income, UAE residencyGood (690+)
Best for UAE-based Emirates frequent flyers chasing Skywards MilesLots of small purchases paired with a Citi premium card
Network VisaMastercard
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🇺🇸 Showing United States cards · change with the 🌐 selector top-right
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$400/yr · ✈ lounge
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American Express Business Gold Card
$375/yr
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