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Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
HDFC Infinia Credit Card (Metal Edition) ✕ remove
Bank of America Customized Cash Rewards ✕ remove
Target RedCard Credit Card ✕ remove
Prime Visa (Amazon) ✕ remove
Annual fee ₹12,500No annual feeNo annual feeNo annual fee
Rewards rate 3.3% base value, up to 33% on SmartBuy bookings3% in a chosen category, 2% groceries & wholesale clubs (up to $2,500/quarter combined), 1% other5% off at Target & Target.com, plus free 2-day shipping and extended returns5% at Amazon, Whole Foods, Amazon Fresh & Chase Travel (with Prime), 2% gas/dining/transit, 1% other
Rewards highlight 5 Reward Points per Rs.150 spent, with up to 10x via SmartBuy3% in a category you pick5% off at Target5% at Amazon & Whole Foods
Welcome bonus 12,500 bonus Reward Points on fee paymentOnline cash rewards bonusDiscount for new cardholdersAmazon gift card on approval
Intro APR N/A0% intro APR for 15 billing cyclesNoneNone
Regular APR Around 23.88% per annum (1.99% per month)18.24%–28.24% variableHigh store-card APR (see terms)20.49%–29.24% variable
Foreign fee 2% markup on foreign currency transactions3%N/ANone
Lounge access ✅ Unlimited complimentary domestic and international lounge access for the primary and add-on members via Priority Pass.❌ No❌ No❌ No
Credit needed ExcellentGood (690+)Fair to Good (640+)Good (690+)
Best for High-net-worth spenders who book heavily through SmartBuyBank of America customers who'll hit Preferred Rewards tiersRegular Target shoppers who want instant checkout savingsPrime members who spend heavily at Amazon and Whole Foods
Network VisaVisaMastercardVisa
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🇺🇸 Showing United States cards · change with the 🌐 selector top-right
Chase Sapphire Preferred Card
$95/yr
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Capital One Venture X Rewards
$395/yr · ✈ lounge
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Chase Sapphire Reserve
$550/yr · ✈ lounge
+
Chase Freedom Unlimited
No annual fee/yr
+
The Platinum Card from American Express
$695/yr · ✈ lounge
+
Prime Visa (Amazon)
No annual fee/yr
✓
Chase Freedom Flex
No annual fee/yr
+
American Express Gold Card
$325/yr
+
Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
+
Discover it Cash Back
No annual fee/yr
+
Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
+
Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
+
Citi Custom Cash Card
No annual fee/yr
+
Costco Anywhere Visa Card by Citi
No annual fee/yr
+
Citi Strata Premier Card
$95/yr
+
Ink Business Cash Credit Card
No annual fee/yr
+
Capital One Savor Cash Rewards Credit Card
No annual fee/yr
+
Discover it Student Cash Back
No annual fee/yr
+
The Business Platinum Card from American Express
$695/yr · ✈ lounge
+
Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
+
Capital One Quicksilver Cash Rewards
No annual fee/yr
+
Bank of America Customized Cash Rewards
No annual fee/yr
✓
Apple Card
No annual fee/yr
+
U.S. Bank Altitude Reserve Visa Infinite
$400/yr · ✈ lounge
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Blue Cash Everyday Card from American Express
No annual fee/yr
+
American Express Business Gold Card
$375/yr
+
Bank of America Premium Rewards Credit Card
$95/yr
+
Wells Fargo Autograph Card
No annual fee/yr
+
U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
+
U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
+
Wells Fargo Autograph Journey Card
$95/yr
+
Capital One Platinum Secured
No annual fee/yr
+
Target RedCard Credit Card
No annual fee/yr
✓
Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
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Bank of America Travel Rewards Credit Card
No annual fee/yr
+
U.S. Bank Smartly Visa Signature Card
No annual fee/yr
+
Citi Rewards+ Card
No annual fee/yr
+
Wells Fargo Reflect Card
No annual fee/yr
+
JetBlue Plus Card
$99/yr
+
Sam's Club Mastercard
No annual fee/yr
+
OnePay (Walmart) Cash Back Card
No annual fee/yr
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AAdvantage Aviator Red World Elite Mastercard
$99/yr
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PayPal Cashback Mastercard
No annual fee/yr
+
REI Co-op Mastercard
No annual fee/yr
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Lowe's Advantage Card
No annual fee/yr
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My Best Buy Visa Card
No annual fee/yr
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Verizon Visa Card
No annual fee/yr
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Macy's American Express Card
No annual fee/yr
+
Gap Good Rewards Visa Credit Card
No annual fee/yr
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Nordstrom Credit Card
No annual fee/yr
+
Synchrony HOME Credit Card
No annual fee/yr
+
Kohl's Card
No annual fee/yr
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Old Navy Credit Card
No annual fee/yr
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New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
+
American Express Business Gold (2026 Refresh)
No annual fee/yr
+
U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
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