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Compare credit cards side by side

Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
Inter Mastercard Credit Card โœ• remove
REI Co-op Mastercard โœ• remove
Wells Fargo Reflect Card โœ• remove
Bank of America Customized Cash Rewards โœ• remove
Annual fee No annual feeNo annual feeNo annual feeNo annual fee
Rewards rate Cashback on bills and marketplace purchases5% back on REI purchases (in addition to the annual member dividend), 2% on dining, grocery and gas, 1% on everything elseNo rewards program; focused on a long interest-free period3% in a chosen category, 2% groceries & wholesale clubs (up to $2,500/quarter combined), 1% other
Rewards highlight Cashback via Inter Loop and Inter Shop5% back at REIUp to 21 months 0% APR3% in a category you pick
Welcome bonus Promotional cashback for new account holders (varies)REI gift card bonus for new cardholders after a qualifying purchaseNoneOnline cash rewards bonus
Intro APR N/ANone0% intro APR on purchases and qualifying balance transfers for 21 months0% intro APR for 15 billing cycles
Regular APR Variable rotativo per Banco Inter's disclosed ratesSee terms17.24%โ€“28.99% variable18.24%โ€“28.24% variable
Foreign fee IOF plus Mastercard exchange rate on international spendsNone3%3%
Lounge access โŒ NoโŒ NoโŒ NoโŒ No
Credit needed Fair to GoodGood (690+)Good to Excellent (700+)Good (690+)
Best for Banco Inter app users who want free cashback in one super-appREI co-op members who buy outdoor gear oftenPaying down a big balance interest-free over ~21 monthsBank of America customers who'll hit Preferred Rewards tiers
Network MastercardMastercardVisaVisa
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๐Ÿ‡บ๐Ÿ‡ธ Showing United States cards ยท change with the ๐ŸŒ selector top-right
Chase Sapphire Preferred Card
$95/yr
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Capital One Venture X Rewards
$395/yr ยท โœˆ lounge
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Chase Sapphire Reserve
$550/yr ยท โœˆ lounge
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Chase Freedom Unlimited
No annual fee/yr
+
The Platinum Card from American Express
$695/yr ยท โœˆ lounge
+
Prime Visa (Amazon)
No annual fee/yr
+
Chase Freedom Flex
No annual fee/yr
+
American Express Gold Card
$325/yr
+
Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
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Discover it Cash Back
No annual fee/yr
+
Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
+
Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
+
Citi Custom Cash Card
No annual fee/yr
+
Costco Anywhere Visa Card by Citi
No annual fee/yr
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Citi Strata Premier Card
$95/yr
+
Ink Business Cash Credit Card
No annual fee/yr
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Capital One Savor Cash Rewards Credit Card
No annual fee/yr
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Discover it Student Cash Back
No annual fee/yr
+
The Business Platinum Card from American Express
$695/yr ยท โœˆ lounge
+
Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
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Capital One Quicksilver Cash Rewards
No annual fee/yr
+
Bank of America Customized Cash Rewards
No annual fee/yr
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Apple Card
No annual fee/yr
+
U.S. Bank Altitude Reserve Visa Infinite
$400/yr ยท โœˆ lounge
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Blue Cash Everyday Card from American Express
No annual fee/yr
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American Express Business Gold Card
$375/yr
+
Bank of America Premium Rewards Credit Card
$95/yr
+
Wells Fargo Autograph Card
No annual fee/yr
+
U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
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U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
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Wells Fargo Autograph Journey Card
$95/yr
+
Capital One Platinum Secured
No annual fee/yr
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Target RedCard Credit Card
No annual fee/yr
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Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
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Bank of America Travel Rewards Credit Card
No annual fee/yr
+
U.S. Bank Smartly Visa Signature Card
No annual fee/yr
+
Citi Rewards+ Card
No annual fee/yr
+
Wells Fargo Reflect Card
No annual fee/yr
โœ“
JetBlue Plus Card
$99/yr
+
Sam's Club Mastercard
No annual fee/yr
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OnePay (Walmart) Cash Back Card
No annual fee/yr
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AAdvantage Aviator Red World Elite Mastercard
$99/yr
+
PayPal Cashback Mastercard
No annual fee/yr
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REI Co-op Mastercard
No annual fee/yr
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Lowe's Advantage Card
No annual fee/yr
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My Best Buy Visa Card
No annual fee/yr
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Verizon Visa Card
No annual fee/yr
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Macy's American Express Card
No annual fee/yr
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Gap Good Rewards Visa Credit Card
No annual fee/yr
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Nordstrom Credit Card
No annual fee/yr
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Synchrony HOME Credit Card
No annual fee/yr
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Kohl's Card
No annual fee/yr
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Old Navy Credit Card
No annual fee/yr
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New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
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American Express Business Gold (2026 Refresh)
No annual fee/yr
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U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
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