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⚖ Add to comparisonBanco Inter · Mastercard
Inter Mastercard Credit Card
Inter's card makes sense if you're already in the Banco Inter super-app, since it's free and earns cashback through Inter Loop and the Inter Shop marketplace, all sitting next to your banking and investments. The honest caveat: the best cashback is tied to shopping inside Inter Shop, so your return depends on how much you funnel through their marketplace rather than a flat everyday rate. There's no lounge access on the standard card and starting limits can be modest. Skip it if you don't use the Inter ecosystem, since a standalone cashback card like PicPay may suit you better. Confirm Loop rates on bancointer.com.br.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Cashback through the Inter Loop loyalty program
- ✓Extra cashback on the Inter Shop marketplace
- ✓No annual fee with the free digital account
- ✓Manage card, banking and investments in one app
- ✓Apply cashback toward your bill or investments
👍 Pros
- + No annual fee
- + Cashback built into a full super-app
- + A strong digital banking ecosystem
- + Onboarding is easy and fully online
👎 Cons
- – Cashback rates depend on how much you use Inter Shop
- – No airport lounge access on the standard card
- – Opening limits can be modest
Can you get it?
- ▸Brazilian resident holding a valid CPF
- ▸A free Banco Inter digital account
- ▸Serasa score and credit history reviewed by Inter
- ▸At least 18 years old with valid identification
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the Inter Mastercard Credit Card?
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