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Compare credit cards side by side

Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
XP Visa Infinite Credit Card ✕ remove
Prime Visa (Amazon) ✕ remove
U.S. Bank Smartly Visa Signature Card ✕ remove
Annual fee No annual feeNo annual feeNo annual fee
Rewards rate Up to 1% cashback, reinvestable at XP5% at Amazon, Whole Foods, Amazon Fresh & Chase Travel (with Prime), 2% gas/dining/transit, 1% other2% cash back on all purchases, boosted up to 4% when you hold qualifying U.S. Bank Smartly Savings and Bank Smartly Checking balances
Rewards highlight Up to 1% cashback that can be auto-invested5% at Amazon & Whole FoodsUp to 4% on everything
Welcome bonus Promotional cashback or points for new clients (varies)Amazon gift card on approvalCash back bonus after meeting the minimum spend for new cardholders
Intro APR N/ANoneNone
Regular APR Variable rotativo per XP's disclosed rates20.49%–29.24% variable19.24%–29.24% variable
Foreign fee IOF plus Visa exchange rate on international spendsNoneNone
Lounge access ✅ Unlimited VIP airport lounge access worldwide via the Visa Infinite LoungeKey program.❌ No❌ No
Credit needed Good to ExcellentGood (690+)Good to Excellent (700+)
Best for XP investors who want premium travel perks with no feePrime members who spend heavily at Amazon and Whole FoodsU.S. Bank depositors with large balances chasing a high flat rate
Network VisaVisaVisa
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🇺🇸 Showing United States cards · change with the 🌐 selector top-right
Chase Sapphire Preferred Card
$95/yr
+
Capital One Venture X Rewards
$395/yr · ✈ lounge
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Chase Sapphire Reserve
$550/yr · ✈ lounge
+
Chase Freedom Unlimited
No annual fee/yr
+
The Platinum Card from American Express
$695/yr · ✈ lounge
+
Prime Visa (Amazon)
No annual fee/yr
✓
Chase Freedom Flex
No annual fee/yr
+
American Express Gold Card
$325/yr
+
Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
+
Discover it Cash Back
No annual fee/yr
+
Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
+
Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
+
Citi Custom Cash Card
No annual fee/yr
+
Costco Anywhere Visa Card by Citi
No annual fee/yr
+
Citi Strata Premier Card
$95/yr
+
Ink Business Cash Credit Card
No annual fee/yr
+
Capital One Savor Cash Rewards Credit Card
No annual fee/yr
+
Discover it Student Cash Back
No annual fee/yr
+
The Business Platinum Card from American Express
$695/yr · ✈ lounge
+
Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
+
Capital One Quicksilver Cash Rewards
No annual fee/yr
+
Bank of America Customized Cash Rewards
No annual fee/yr
+
Apple Card
No annual fee/yr
+
U.S. Bank Altitude Reserve Visa Infinite
$400/yr · ✈ lounge
+
Blue Cash Everyday Card from American Express
No annual fee/yr
+
American Express Business Gold Card
$375/yr
+
Bank of America Premium Rewards Credit Card
$95/yr
+
Wells Fargo Autograph Card
No annual fee/yr
+
U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
+
U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
+
Wells Fargo Autograph Journey Card
$95/yr
+
Capital One Platinum Secured
No annual fee/yr
+
Target RedCard Credit Card
No annual fee/yr
+
Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
+
Bank of America Travel Rewards Credit Card
No annual fee/yr
+
U.S. Bank Smartly Visa Signature Card
No annual fee/yr
✓
Citi Rewards+ Card
No annual fee/yr
+
Wells Fargo Reflect Card
No annual fee/yr
+
JetBlue Plus Card
$99/yr
+
Sam's Club Mastercard
No annual fee/yr
+
OnePay (Walmart) Cash Back Card
No annual fee/yr
+
AAdvantage Aviator Red World Elite Mastercard
$99/yr
+
PayPal Cashback Mastercard
No annual fee/yr
+
REI Co-op Mastercard
No annual fee/yr
+
Lowe's Advantage Card
No annual fee/yr
+
My Best Buy Visa Card
No annual fee/yr
+
Verizon Visa Card
No annual fee/yr
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Macy's American Express Card
No annual fee/yr
+
Gap Good Rewards Visa Credit Card
No annual fee/yr
+
Nordstrom Credit Card
No annual fee/yr
+
Synchrony HOME Credit Card
No annual fee/yr
+
Kohl's Card
No annual fee/yr
+
Old Navy Credit Card
No annual fee/yr
+
New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
+
American Express Business Gold (2026 Refresh)
No annual fee/yr
+
U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
+

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