National bank · United States

Barclays US credit cards

Co-brand specialist for airlines, hotels, cruise lines and retailers. Launched Samsung's first U.S. credit card in July 2026.

TypeNational bank
CountryUnited States
Cards we review3

About Barclays US

Barclays US is the U.S. card business of the British bank Barclays, with cards issued by Barclays Bank Delaware, and it is best known as a co-brand specialist for airlines, hotels, cruise lines and retailers. Its cards include the AAdvantage Aviator Red World Elite Mastercard, the JetBlue Plus Card, the Wyndham Rewards Earner Card, the Carnival Rewards Mastercard and the Samsung Galaxy Card, launched in July 2026.

Barclays suits you if you are loyal to one of its partner brands and want a card that earns that brand's points or miles, often with perks like free checked bags or elite credit. Many cards offer a pre-qualification check with no impact to your credit score. The limitation: its lineup centers on partner cards, so if you want flexible points you will need another issuer, and it is widely reported to decline applicants with six or more new cards in the past 24 months.

Notable Barclays US cards

  • Samsung Galaxy Card
  • AAdvantage Aviator Red World Elite Mastercard
  • JetBlue Plus Card
  • Wyndham Rewards Earner Card
  • Carnival Rewards Mastercard

Barclays US cards compared

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
JetBlue Plus CardJetBlue flyers who check bags, especially families
$99/yr 6x points on JetBlue purchases, 2x at restaurants and grocery stores,… 0% intro APR on balance transfers for 12 months None Good to Excellent (700+) 4.2
AAdvantage Aviator Red World Elite MastercardOccasional AA flyers who want an easy bonus and a free bag
$99/yr 2x AAdvantage miles on eligible American Airlines purchases, 1x on eve… None None Good to Excellent (700+) 4.1
Samsung Galaxy CardSamsung Galaxy owners who pay with Samsung Wallet
None 5% direct Samsung purchases; 3% uncapped via Samsung Wallet; 2% stream… None See issuer See issuer

Approval rules and tips

6/24 rule (often denied with 6+ new cards in 24 months); 24-month bonus wait; generally one of each card.

  • Look for 'See if you pre-qualify' on Barclays card pages; the check has no impact on your credit score.
  • Widely reported 6/24 guideline: applicants with six or more new cards in 24 months are often declined.
  • Widely reported: welcome offers are usually unavailable if you received a bonus on the same card in the past 24 months.
  • Widely reported: Barclays generally allows one of each card at a time.

How to apply for a Barclays US card

Apply on cards.barclaycardus.com or through a partner's website, such as an airline or hotel page, which links to Barclays' secure application. Many cards offer a 'See if you pre-qualify' check with no impact to your credit score. Have your Social Security number, date of birth, address, income and monthly housing payment ready, plus your loyalty program number if the card links to one.

Customer service: cards.barclaycardus.com · 877-523-0478

Got a new Barclays US card?Activation guideOnline, app and phone steps.
How to activate

Barclays US FAQs

What credit cards does Barclays US offer?

Barclays US's notable cards include Samsung Galaxy Card, AAdvantage Aviator Red World Elite Mastercard, JetBlue Plus Card, Wyndham Rewards Earner Card, Carnival Rewards Mastercard. See the cards we review below for fees, rewards and APRs.

Does Barclays US have special approval rules?

6/24 rule (often denied with 6+ new cards in 24 months); 24-month bonus wait; generally one of each card.

How do I apply for a Barclays US credit card?

Apply on cards.barclaycardus.com. Check any pre-qualification tool first — it uses a soft inquiry that does not affect your credit score.

How do I activate a new Barclays US card?

See our step-by-step guide to activating a Barclays US credit card — online, in the app or by phone.

Who issues Barclays credit cards in the U.S.?

Barclays Bank Delaware, based in Wilmington, issues and administers Barclays US card programs, and it is part of the UK-based Barclays group. Many cards carry a partner's name, such as JetBlue or Wyndham, but Barclays sets the credit terms, approves applications and services the accounts.

Do Barclays co-brand cards charge foreign transaction fees?

Many travel co-brands do not. The AAdvantage Aviator Red World Elite Mastercard and the JetBlue Plus Card both list no foreign transaction fee. Retail and entry-level cards can differ, so check the rates and fees table for the specific card before you use it abroad.

Does each Barclays partner card have its own phone number?

Yes. Barclays lists separate phone numbers for many co-brand cards on its contact page, for example the JetBlue, Wyndham Rewards and AAdvantage Aviator cards, alongside its general line at 877-523-0478. Calling the number for your specific card usually gets you to the right team faster.

Official Barclays US site