American ExpressAirpoints
3442 881687 76970
VALID THRU 06/32MORGAN LEE
Airline Cards · New Zealand
American Express Airpoints Card
4.2 / 5 editorial rating
Best for: earning Airpoints with no annual fee
Annual feeNo annual fee
IssuerAmerican Express
NetworkAmerican Express
Purchase APR22.95% p.a.
Foreign transaction fee2.5%
Credit neededProof of income required; se…
Pros
- No annual fee
- Faster earn rate than the standard ANZ and Westpac Airpoints cards
- 0% purchase rate for the first six months
Cons
- 2.5% currency conversion fee
- 22.95% p.a. after the intro period
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The American Express Airpoints Card earns 1 Airpoints Dollar per NZ$100 with no annual fee. Purchases are 0% p.a. for the first six months, then 22.95% p.a.
American Express Airpoints Card at a glance
| Issuer | American Express |
| Card network | American Express |
| Annual fee | None |
| Rewards rate | 1 Airpoints Dollar per NZ$100 on eligible purchases |
| Welcome bonus | See issuer for the current offer |
| Intro APR | 0% p.a. on purchases for the first 6 months |
| Regular APR | 22.95% p.a. |
| Foreign transaction fee | 2.5% |
| Credit needed | Proof of income required; see issuer for full eligibility |
| Best for | Earning Airpoints with no annual fee |
Key features
- 1 Airpoints Dollar per NZ$100 spent on eligible purchases
- No annual fee
- 0% p.a. on purchases for the first 6 months, then 22.95% p.a.
- Up to 55 interest-free days on purchases
- Additional cards at no cost
Pros
- No annual fee
- Faster earn rate than the standard ANZ and Westpac Airpoints cards
- 0% purchase rate for the first six months
Cons
- 2.5% currency conversion fee
- 22.95% p.a. after the intro period
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: americanexpress.com · americanexpress.com
How it compares with similar New Zealand cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
American ExpressAirpoints 3442 881687 76970 VALID THRU 06/32MORGAN LEE American Express Airpoints CardEarning Airpoints with no annual fee |
None | 1 Airpoints Dollar per NZ$100 on eligible purchases | 0% p.a. on purchases for the first 6 months | 2.5% | Proof of income required; see… | |
WestpacAirpoints Mastercard 5302 0549 8846 7052 VALID THRU 04/30AVERY PATEL Westpac Airpoints MastercardAirpoints on a Mastercard, with a low rate on balance transfers |
NZ$70/yr | 1 Airpoints Dollar per NZ$150 on the first NZ$3,500 each month, then 1… | None | 1.83% | Aged 18 or over, NZ citizen or… |
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