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Airline Cards · United States

Atmos Rewards Summit Visa Infinite

Best for: West Coast and Hawaii flyers in the Atmos Rewards program

Annual fee$395/yr
IssuerBank of America
NetworkVisa
Purchase APRSee issuer
Foreign transaction feeNone
Credit neededGood to Excellent (typical;…

Pros

  • Premium companion awards including business class
  • Strong 3x on foreign spend
  • Lounge passes

Cons

  • $395 fee
  • Top companion award needs $60,000 spend
  • Best value tied to Alaska/Hawaiian

Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

This card launched recently (August 20, 2025). New premium card launched with the Atmos Rewards program, which merged Alaska Mileage Plan and HawaiianMiles on Aug 20, 2025.

Atmos Rewards Summit Visa Infinite at a glance

IssuerBank of America
Card networkVisa
Annual fee$395
Rewards rate3x Alaska/Hawaiian, dining and foreign purchases; 1x other; 1 status point per $2 spent; 10% bonus with eligible BofA account
Welcome bonusAt launch: 100,000 points after $6,000 spend in 90 days
Intro APRNone
Regular APRSee issuer
Foreign transaction feeNone
Credit neededGood to Excellent (typical; not issuer-stated)
Best forWest Coast and Hawaii flyers in the Atmos Rewards program

Key features

  • Global Companion Awards (25,000-point and 100,000-point tiers) usable on oneworld partners in any cabin
  • Eight Alaska Lounge passes per year
  • Free checked bag and preferred boarding for cardholder plus up to six guests
  • Instant $50 travel delay credit for 2+ hour delays
  • 10,000 annual status points

Pros

  • Premium companion awards including business class
  • Strong 3x on foreign spend
  • Lounge passes

Cons

  • $395 fee
  • Top companion award needs $60,000 spend
  • Best value tied to Alaska/Hawaiian

Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.

Sources: newsroom.bankofamerica.com · news.alaskaair.com

How it compares with similar USA cards

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
Atmos Rewards Summit Visa InfiniteWest Coast and Hawaii flyers in the Atmos Rewards program
$395/yr 3x Alaska/Hawaiian, dining and foreign purchases; 1x other; 1 status p… None None Good to Excellent (typical; no…
Citi / AAdvantage Platinum Select World Elite MastercardAA flyers who check a bag a few times a year
$99/yr 2x miles on American Airlines, gas & restaurants, 1x on everything els… None None Good to Excellent (700+) 4.3
JetBlue Plus CardJetBlue flyers who check bags, especially families
$99/yr 6x points on JetBlue purchases, 2x at restaurants and grocery stores,… 0% intro APR on balance transfers for 12 months None Good to Excellent (700+) 4.2
AAdvantage Aviator Red World Elite MastercardOccasional AA flyers who want an easy bonus and a free bag
$99/yr 2x AAdvantage miles on eligible American Airlines purchases, 1x on eve… None None Good to Excellent (700+) 4.1

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