Blue Cash Everyday Card from American Express
Best for: Families with moderate grocery and online spend, no fee
Pros
- Carries no yearly fee
- Healthy everyday spending categories
- A 0% intro APR period
Cons
- Tacks on a 2.7% fee for foreign transactions
- Each category tops out at $6,000 a year
- Amex gets less acceptance overseas than Visa or Mastercard
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
Pick the Blue Cash Everyday for no-fee grocery and online-shopping cash back: 3% at U.S. supermarkets, U.S. online retail and U.S. gas, each on the first $6,000/year, then 1%. Max all three caps and you'd earn $540 a year before the base rate kicks in. Its paid sibling, the Blue Cash Preferred, pays 6% at groceries but charges a fee, so this version wins only if your grocery spend is moderate. The 2.7% foreign fee and Amex's thinner overseas acceptance make it a stay-home card. Confirm the current welcome offer and that you haven't triggered Amex's once-per-lifetime rule on amex.com.
Blue Cash Everyday Card from American Express at a glance
| Issuer | American Express |
| Card network | Amex |
| Annual fee | No annual fee |
| Rewards rate | 3% at U.S. supermarkets, U.S. online retail and U.S. gas stations (each on the first $6,000/yr, then 1%), 1% on other purchases |
| Welcome bonus | Cash back welcome offer after meeting the minimum spend |
| Intro APR | 0% intro APR on purchases and balance transfers for 15 months |
| Regular APR | 19.24%–29.99% variable |
| Foreign transaction fee | 2.7% |
| Credit needed | Good to Excellent (700+) |
| Airport lounge access | No |
| Best for | Families with moderate grocery and online spend, no fee |
Rewards & perks
- Cash back arrives in the form of Reward Dollars
- Statement credits including the Disney Bundle
- Comes with a 0% intro APR stretch
Pros
- Carries no yearly fee
- Healthy everyday spending categories
- A 0% intro APR period
Cons
- Tacks on a 2.7% fee for foreign transactions
- Each category tops out at $6,000 a year
- Amex gets less acceptance overseas than Visa or Mastercard
Who should apply
- A credit score in the good-to-excellent range
- Enough income to back the credit line
- Welcome offer falls under Amex's once-per-lifetime rule
Before you apply: card terms change often. Confirm the current annual fee, APR, welcome offer and rewards on the official American Express site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar USA cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
American ExpressBlue Cash Everyday 3779 240421 03847 VALID THRU 05/29JORDAN TAYLOR Blue Cash Everyday Card from American ExpressFamilies with moderate grocery and online spend, no fee |
None | 3% at U.S. supermarkets, U.S. online retail and U.S. gas stations (eac… | 0% intro APR on purchases and balance transfers for 15 month… | 2.7% | Good to Excellent (700+) | |
ChaseFreedom Unlimited 4734 2504 9544 4664 VALID THRU 10/32ALEX MORGAN Chase Freedom UnlimitedChase cardholders who pool points across the ecosystem |
None | 5% travel via Chase Travel, 3% dining and drugstores, 1.5% on all othe… | 0% intro APR on purchases for 15 months | 3% | Good (690+) | |
American ExpressBlue Cash Preferred 3488 297728 06483 VALID THRU 06/31ALEX MORGAN Blue Cash Preferred Card from American ExpressFamilies with heavy supermarket and streaming spend |
$95/yr | 6% U.S. supermarkets (up to $6k/yr), 6% select U.S. streaming, 3% tran… | 0% intro APR on purchases for 12 months | 2.7% | Good to Excellent (700+) | |
ChaseFreedom Flex 5331 9672 3196 0810 VALID THRU 02/30MORGAN LEE Chase Freedom FlexOrganized optimizers who'll track quarterly bonus categories |
None | 5% rotating quarterly categories (activation required), 5% travel via… | 0% intro APR on purchases for 15 months | 3% | Good (690+) |
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