Avant Money Everyday+ Credit Card
Best for: households with a big weekly shop who clear the balance every month
Pros
- Up to €300 grocery cash back in the first year
- Stamp duty paid by Avant Money
- No annual fee
Cons
- Grocery rate drops to 1% after 12 months
- 22.9% APR if you carry a balance
- 2.65% FX fee
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The Avant Money Everyday+ Credit Card pays 5% cash back on groceries at eligible retailers for the first 12 months, then 1%, capped at €25 a month. Avant Money also pays the €30 stamp duty for you.
Avant Money Everyday+ Credit Card at a glance
| Issuer | Avant Money (Bankinter S.A.) |
| Card network | Mastercard |
| Annual fee | None |
| Rewards rate | 5% cash back on groceries at eligible retailers for the first 12 months, then 1% (capped at €25 a month); 0.1% on other retail purchases |
| Welcome bonus | See issuer for the current offer |
| Intro APR | 0% on balance transfers for 6 months |
| Regular APR | 22.9% APR representative (variable) |
| Foreign transaction fee | 2.65% on non-euro transactions |
| Credit needed | Aged 18 or over; resident of the Republic of Ireland; subject to Avant Money assessment |
| Best for | Households with a big weekly shop who clear the balance every month |
Key features
- 5% grocery cash back for 12 months, then 1%, capped at €25 a month
- 0.1% cash back on other retail purchases
- Avant Money pays the €30 government stamp duty for you
- 0% on balance transfers for 6 months
- Up to 56 days interest-free on purchases
Pros
- Up to €300 grocery cash back in the first year
- Stamp duty paid by Avant Money
- No annual fee
Cons
- Grocery rate drops to 1% after 12 months
- 22.9% APR if you carry a balance
- 2.65% FX fee
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: avantmoney.ie · avantmoney.ie
How it compares with similar Ireland cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
Avant Money (Bankinter S.A.)Avant Money Everyday+ 5300 6092 7815 0304 VALID THRU 01/30JORDAN TAYLOR Avant Money Everyday+ Credit CardHouseholds with a big weekly shop who clear the balance every month |
None | 5% cash back on groceries at eligible retailers for the first 12 month… | 0% on balance transfers for 6 months | 2.65% on non-euro transact… | Aged 18 or over; resident of t… | |
AIB Platinum Visa CardHigher earners who want cash back and a low intro rate with no annual bank fee |
None | 0.5% back on annual spending between €5,000 and €50,000 (maximum €225… | 3.83% variable on purchases and balance transfers for the fi… | 1.75% on non-euro transact… | Aged 18 or over; minimum quali… |
Reader reviews
No reader reviews yet. Have this card? Share how it has worked for you.
Write a review
Reviews appear after moderation.
Comments & Questions (0)
No comments yet — be the first to ask. Comments appear after review.
Leave a comment
Your comment appears after our team approves it. Or sign in to post faster.