AvenBitcoin Backed
4697 2358 8968 5928
VALID THRU 05/32TAYLOR REED
Cash Back Cards · United States
Aven Bitcoin Backed Card
Best for: Bitcoin holders who want liquidity without selling
Annual feeNo annual fee
IssuerAven
NetworkVisa
Purchase APR7.99%-11.99% depending on lo…
Foreign transaction feeSee issuer
Credit neededSecured by bitcoin collatera…
Pros
- Borrow without selling bitcoin
- Low APR
- Flat 2% back
Cons
- Bitcoin price drops can affect collateral
- Niche product
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
This card launched recently (May 8, 2026). A new asset-backed card from the maker of the Aven home-equity card, launched May 8, 2026.
Aven Bitcoin Backed Card at a glance
| Issuer | Aven |
| Card network | Visa |
| Annual fee | None |
| Rewards rate | 2% cash back on all purchases |
| Welcome bonus | None announced |
| Intro APR | None |
| Regular APR | 7.99%-11.99% depending on loan-to-value (30%-70%) |
| Foreign transaction fee | See issuer |
| Credit needed | Secured by bitcoin collateral held at BitGo Bank & Trust |
| Best for | Bitcoin holders who want liquidity without selling |
Key features
- Credit line based on BTC collateral loan-to-value
- Low APR relative to typical cards
- No annual fee
Pros
- Borrow without selling bitcoin
- Low APR
- Flat 2% back
Cons
- Bitcoin price drops can affect collateral
- Niche product
Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: doctorofcredit.com
How it compares with similar USA cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
AvenBitcoin Backed 4697 2358 8968 5928 VALID THRU 05/32TAYLOR REED Aven Bitcoin Backed CardBitcoin holders who want liquidity without selling |
None | 2% cash back on all purchases | None | See issuer | Secured by bitcoin collateral… | — |
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None | 5% travel via Chase Travel, 3% dining and drugstores, 1.5% on all othe… | 0% intro APR on purchases for 15 months | 3% | Good (690+) | |
American ExpressBlue Cash Preferred 3488 297728 06483 VALID THRU 06/31ALEX MORGAN Blue Cash Preferred Card from American ExpressFamilies with heavy supermarket and streaming spend |
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ChaseFreedom Flex 5331 9672 3196 0810 VALID THRU 02/30MORGAN LEE Chase Freedom FlexOrganized optimizers who'll track quarterly bonus categories |
None | 5% rotating quarterly categories (activation required), 5% travel via… | 0% intro APR on purchases for 15 months | 3% | Good (690+) |
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