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Cash Back Cards · United States

Coinbase One Card

Best for: Active Coinbase users who want bitcoin rewards

Annual feeNo annual fee
IssuerFirst Electronic Bank (for Coinbase)
NetworkAmerican Express
Purchase APRSee issuer
Foreign transaction feeNone
Credit neededSee issuer

Pros

  • High bitcoin rewards for large Coinbase holders
  • No foreign transaction fees

Cons

  • Membership fee required
  • Top rate depends on assets held
  • Rewards exposed to crypto volatility

Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

This card launched recently (October 2025). A new crypto-rewards credit card on the Amex network, launched in October 2025. The exact launch day varies by source.

Coinbase One Card at a glance

IssuerFirst Electronic Bank (for Coinbase)
Card networkAmerican Express
Annual feeNone
Rewards rateUp to 4% back in bitcoin; tier depends on assets held on Coinbase
Welcome bonusNone announced
Intro APRNone
Regular APRSee issuer
Foreign transaction feeNone
Credit neededSee issuer
Best forActive Coinbase users who want bitcoin rewards

Key features

  • Requires paid Coinbase One membership (Basic plan reported at $49.99/yr)
  • Rewards deposited to Coinbase wallet
  • Can be repaid from a bank account or crypto holdings
  • American Express network offers and events

Pros

  • High bitcoin rewards for large Coinbase holders
  • No foreign transaction fees

Cons

  • Membership fee required
  • Top rate depends on assets held
  • Rewards exposed to crypto volatility

Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.

Sources: americanexpress.com · coindesk.com · genfinity.io

How it compares with similar USA cards

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
Coinbase One CardActive Coinbase users who want bitcoin rewards
None Up to 4% back in bitcoin; tier depends on assets held on Coinbase None None See issuer
Chase Freedom UnlimitedChase cardholders who pool points across the ecosystem
None 5% travel via Chase Travel, 3% dining and drugstores, 1.5% on all othe… 0% intro APR on purchases for 15 months 3% Good (690+) 4.7
Blue Cash Preferred Card from American ExpressFamilies with heavy supermarket and streaming spend
$95/yr 6% U.S. supermarkets (up to $6k/yr), 6% select U.S. streaming, 3% tran… 0% intro APR on purchases for 12 months 2.7% Good to Excellent (700+) 4.6
Chase Freedom FlexOrganized optimizers who'll track quarterly bonus categories
None 5% rotating quarterly categories (activation required), 5% travel via… 0% intro APR on purchases for 15 months 3% Good (690+) 4.6

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