FNB (First National Bank)FNB Premier
4273 4677 8942 6648
VALID THRU 02/31ALEX MORGAN
Rewards Cards · South Africa
FNB Premier Credit Card
4.1 / 5 editorial rating
Best for: FNB Premier clients who want eBucks rewards with the card fee bundled in.
Annual feeR125/mo
IssuerFNB (First National Bank)
NetworkSee issuer
Purchase APRPersonalised, up to the NCA…
Foreign transaction fee2.75% currency conversion fe…
Credit neededR300,000 to R749,999 a year
Pros
- Card fees included if you take the Premier bundle
- eBucks earn across FNB and partner spend
- Free budget purchases
Cons
- R125 a month is costly as a standalone card
- 2.75% currency conversion fee abroad
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The FNB Premier Credit Card costs R125 a month on its own, but the fee is included if you take the FNB Premier bundled account. It suits FNB clients earning from R300,000 a year.
FNB Premier Credit Card at a glance
| Issuer | FNB (First National Bank) |
| Card network | See issuer |
| Annual fee | R125/month |
| Rewards rate | eBucks Rewards at partner retailers, including eBucks fuel rewards at Engen, subject to earn rules and your eBucks level |
| Welcome bonus | See issuer for the current offer |
| Intro APR | None |
| Regular APR | Personalised, up to the NCA maximum |
| Foreign transaction fee | 2.75% currency conversion fee on international transactions |
| Credit needed | R300,000 to R749,999 a year |
| Best for | Mid-income earners who bank with FNB and want stronger eBucks earning |
Key features
- R125 a month standalone: R95 card account fee plus R30 credit facility service fee
- Card fees included in the FNB Premier bundled account price
- Up to 55 days interest-free on qualifying purchases
- One additional card at no charge, then R21.50 per card
- Once-off initiation fee of R210
Pros
- Card fees included if you take the Premier bundle
- eBucks earn across FNB and partner spend
- Free budget purchases
Cons
- R125 a month is costly as a standalone card
- 2.75% currency conversion fee abroad
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar South Africa cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
FNB (First National Bank)FNB Premier 4273 4677 8942 6648 VALID THRU 02/31ALEX MORGAN FNB Premier Credit CardMid-income earners who bank with FNB and want stronger eBucks earning |
R125/mo | eBucks Rewards at partner retailers, including eBucks fuel rewards at… | None | 2.75% currency conversion… | R300,000 to R749,999 a year | |
Discovery Bank Gold Credit CardDiscovery and Vitality members who will actively earn Vitality Money rewards |
R125/mo | Discovery Miles through Vitality Money: up to 40% back on healthy groc… | None | 3% currency conversion fee… | R100,000 to R350,000 a year | |
FNB (First National Bank)FNB Aspire 4975 3204 4359 0484 VALID THRU 09/28JORDAN TAYLOR FNB Aspire Credit CardEntry-level earners who want eBucks rewards and basic travel cover |
R65/mo | eBucks Rewards at partners such as Takealot, Pick n Pay, Engen and Cli… | None | 2.75% currency conversion… | R42,000 to R450,000 a year | |
Standard Bank Gold Credit CardLow income requirement with UCount rewards and basic travel insurance |
R64/mo | UCount Rewards: earn up to 3 times more UCount points when you pay wit… | None | 2.75% international transa… | R5,000 a month |
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