FNB (First National Bank)FNB Aspire
4975 3204 4359 0484
VALID THRU 09/28JORDAN TAYLOR
Rewards Cards · South Africa
FNB Aspire Credit Card
4.2 / 5 editorial rating
Best for: entry-level earners who want eBucks rewards and basic travel cover.
Annual feeR65/mo
IssuerFNB (First National Bank)
NetworkSee issuer
Purchase APRPersonalised, up to the NCA…
Foreign transaction fee2.75% currency conversion fe…
Credit neededR42,000 to R450,000 a year
Pros
- Wide income band, starting at R42,000 a year
- eBucks earn at large everyday partners
- Travel insurance included
Cons
- 2.75% currency conversion fee abroad
- Best eBucks rates depend on holding other FNB products
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The FNB Aspire Credit Card is FNB's entry-level card, costing R65 a month under the 2026/27 pricing guide. It links to eBucks Rewards and includes travel insurance.
FNB Aspire Credit Card at a glance
| Issuer | FNB (First National Bank) |
| Card network | See issuer |
| Annual fee | R65/month |
| Rewards rate | eBucks Rewards at partners such as Takealot, Pick n Pay, Engen and Clicks; 20% back in eBucks on device and appliance repayments via the eBucks Partner Shop |
| Welcome bonus | See issuer for the current offer |
| Intro APR | None |
| Regular APR | Personalised, up to the NCA maximum |
| Foreign transaction fee | 2.75% currency conversion fee on international transactions |
| Credit needed | R42,000 to R450,000 a year |
| Best for | Entry-level earners who want eBucks rewards and basic travel cover |
Key features
- R65 a month: R35 card account fee plus R30 credit facility service fee
- Up to 55 days interest-free on straight purchases
- Budget facility to repay purchases from R300 over 6 to 60 months
- Global Travel Insurance at no additional charge
- Once-off initiation fee of up to R210
Pros
- Wide income band, starting at R42,000 a year
- eBucks earn at large everyday partners
- Travel insurance included
Cons
- 2.75% currency conversion fee abroad
- Best eBucks rates depend on holding other FNB products
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar South Africa cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
FNB (First National Bank)FNB Aspire 4975 3204 4359 0484 VALID THRU 09/28JORDAN TAYLOR FNB Aspire Credit CardEntry-level earners who want eBucks rewards and basic travel cover |
R65/mo | eBucks Rewards at partners such as Takealot, Pick n Pay, Engen and Cli… | None | 2.75% currency conversion… | R42,000 to R450,000 a year | |
Discovery Bank Gold Credit CardDiscovery and Vitality members who will actively earn Vitality Money rewards |
R125/mo | Discovery Miles through Vitality Money: up to 40% back on healthy groc… | None | 3% currency conversion fee… | R100,000 to R350,000 a year | |
FNB (First National Bank)FNB Premier 4273 4677 8942 6648 VALID THRU 02/31ALEX MORGAN FNB Premier Credit CardMid-income earners who bank with FNB and want stronger eBucks earning |
R125/mo | eBucks Rewards at partner retailers, including eBucks fuel rewards at… | None | 2.75% currency conversion… | R300,000 to R749,999 a year | |
Standard Bank Gold Credit CardLow income requirement with UCount rewards and basic travel insurance |
R64/mo | UCount Rewards: earn up to 3 times more UCount points when you pay wit… | None | 2.75% international transa… | R5,000 a month |
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