Rewards Cards · South Africa
Nedbank Gold Credit Card
4.0 / 5 editorial rating
Best for: applicants earning from R5,000 a month who want Greenbacks rewards.
Annual feeR65/mo
IssuerNedbank
NetworkSee issuer
Purchase APRPersonalised, from prime up…
Foreign transaction fee2.75% currency conversion fe…
Credit neededR5,000 a month
Pros
- Low R5,000 monthly income requirement
- Interest rates from prime for strong credit scores
- Greenbacks earn also applies to virtual cards
Cons
- Credit facility service fee can be higher depending on your risk profile (up to R69)
- 2.75% currency conversion fee
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The Nedbank Gold Credit Card costs from R65 a month and is open to applicants earning R5,000 a month. It earns Greenbacks on eligible spend.
Nedbank Gold Credit Card at a glance
| Issuer | Nedbank |
| Card network | See issuer |
| Annual fee | R65/month |
| Rewards rate | Nedbank Greenbacks on eligible spend (qualifying Greenbacks spend on Mastercard and Visa cards is capped at R10,000) |
| Welcome bonus | See issuer for the current offer |
| Intro APR | None |
| Regular APR | Personalised, from prime up to the NCA maximum |
| Foreign transaction fee | 2.75% currency conversion fee |
| Credit needed | R5,000 a month |
| Best for | Low-income applicants who want Greenbacks rewards |
Key features
- R65 a month: R42 maintenance fee plus R23 credit facility service fee
- Up to 55 days interest-free credit
- Once-off initiation fee of R199 (limit up to R10,000) or R219 (higher limits)
- Free face-to-face card delivery on first issue
- Up to 10 free virtual cards
Pros
- Low R5,000 monthly income requirement
- Interest rates from prime for strong credit scores
- Greenbacks earn also applies to virtual cards
Cons
- Credit facility service fee can be higher depending on your risk profile (up to R69)
- 2.75% currency conversion fee
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: personal.nedbank.co.za · personal.nedbank.co.za
How it compares with similar South Africa cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
Nedbank Gold Credit CardLow-income applicants who want Greenbacks rewards |
R65/mo | Nedbank Greenbacks on eligible spend (qualifying Greenbacks spend on M… | None | 2.75% currency conversion… | R5,000 a month | |
Discovery Bank Gold Credit CardDiscovery and Vitality members who will actively earn Vitality Money rewards |
R125/mo | Discovery Miles through Vitality Money: up to 40% back on healthy groc… | None | 3% currency conversion fee… | R100,000 to R350,000 a year | |
FNB (First National Bank)FNB Aspire 4975 3204 4359 0484 VALID THRU 09/28JORDAN TAYLOR FNB Aspire Credit CardEntry-level earners who want eBucks rewards and basic travel cover |
R65/mo | eBucks Rewards at partners such as Takealot, Pick n Pay, Engen and Cli… | None | 2.75% currency conversion… | R42,000 to R450,000 a year | |
FNB (First National Bank)FNB Premier 4273 4677 8942 6648 VALID THRU 02/31ALEX MORGAN FNB Premier Credit CardMid-income earners who bank with FNB and want stronger eBucks earning |
R125/mo | eBucks Rewards at partner retailers, including eBucks fuel rewards at… | None | 2.75% currency conversion… | R300,000 to R749,999 a year |
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