White and black card on white surface
Photo: Sophie Dupau / Unsplash
No Annual Fee · Singapore

HSBC Revolution Credit Card

4.3 / 5 editorial rating

Best for: people who want no annual fee and bonus points on dining and online spending.

Reviewed by the CreditCardCompare editorial team · Fees and rates checked — confirm on the issuer's site before you apply

Annual feeNo annual fee
IssuerHSBC Singapore
NetworkVisa Signature
Purchase APR27.8% p.a.
Foreign transaction fee2.25% plus up to 1% Visa cha…
Credit neededSingaporeans/PRs: S$30,000 i…

Pros

  • No annual fee
  • Bonus rate works out to up to 4 miles per S$1 in eligible categories
  • Bank FX fee of 2.25% is lower than most rivals

Cons

  • S$65,000 income needed unless you already bank S$50,000 with HSBC
  • Monthly cap on bonus points
Check current offer on issuer site Compare Singapore cards

Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

The HSBC Revolution Credit Card has no annual fee and pays up to 10x points in bonus categories such as dining, travel and online shopping.

HSBC Revolution Credit Card at a glance

IssuerHSBC Singapore
Card networkVisa Signature
Annual feeNone
Rewards rate1 point per S$1 on all spend; 10x points in bonus categories such as dining, travel, online shopping and ride-hailing (up to 9,000 bonus points a month); 20x with S$50,000+ in an HSBC Everyday Global Account (up to 22,800)
Welcome bonusSee issuer for the current offer
Intro APRNone
Regular APR27.8% p.a.
Foreign transaction fee2.25% plus up to 1% Visa charge
Credit neededSingaporeans/PRs: S$30,000 if you hold S$50,000+ with HSBC, otherwise S$65,000; foreigners: S$65,000
Best forPeople who want no annual fee and bonus points on dining and online spend

Key features

  • No annual fee
  • Up to 10x points in bonus categories, or 20x with S$50,000 in an Everyday Global Account
  • HSBC quotes 25,000 points as 10,000 Cathay Pacific miles
  • Complimentary travel insurance
  • Up to 5 supplementary cards free for life

Pros

  • No annual fee
  • Bonus rate works out to up to 4 miles per S$1 in eligible categories
  • Bank FX fee of 2.25% is lower than most rivals

Cons

  • S$65,000 income needed unless you already bank S$50,000 with HSBC
  • Monthly cap on bonus points

Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.

Sources: hsbc.com.sg · hsbc.com.sg

How it compares with similar Singapore cards

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
HSBC Revolution Credit CardPeople who want no annual fee and bonus points on dining and online spend
 None 1 point per S$1 on all spend; 10x points in bonus categories such as d… None 2.25% plus up to 1% Visa c… Singaporeans/PRs: S$30,000 if… 4.3
Citi Cash Back+ CardAnyone who wants a high flat cash back rate without tracking categories
 S$196.20/yr 1.6% cash back on eligible spend with no minimum spend and no cap; ext… None Up to 3.25% S$30,000 for Singaporeans/PRs;… 4.4
UOB One CardSteady spenders who hit S$600 to S$2,000 a month with 10+ purchases
 S$196.20/yr Quarterly cash back of S$60, S$100 or S$200 for S$600, S$1,000 or S$2,… None 3.25% S$30,000 for Singaporeans/PRs… 4.4
UOB PRVI Miles CardFrequent regional travellers who want the highest local miles rate here
 S$261.60/yr 1.4 miles per S$1 local spend; 2.4 miles per S$1 overseas; 3 miles per… None 3.25% S$30,000 for Singaporeans/PRs… 4.4

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