AIBClick Visa
4620 1900 4635 8053
VALID THRU 07/30SAM RIVERA
No Annual Fee · Ireland
AIB Click Visa Card
4.5 / 5 editorial rating
Best for: keeping interest low if you sometimes carry a balance
Annual feeNo annual fee
IssuerAIB
NetworkVisa
Purchase APR9.11% variable purchase rate…
Foreign transaction fee1.75% on non-euro transactio…
Credit neededAged 18 or over; minimum qua…
Pros
- Lowest APR of the Irish cards we checked (13.8%)
- No annual bank fee
- Modest €16,000 minimum salary
Cons
- No rewards or cash back
- No 0% introductory offer
- FX fee of 2.75% on non-euro spending outside Europe
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The AIB Click Visa Card has the lowest published APR of the Irish cards we checked, 13.8% variable, with no annual bank fee. It suits you if you want a plain low-rate card rather than rewards.
AIB Click Visa Card at a glance
| Issuer | AIB |
| Card network | Visa |
| Annual fee | None |
| Rewards rate | None |
| Welcome bonus | See issuer for the current offer |
| Intro APR | None |
| Regular APR | 9.11% variable purchase rate; 13.8% APR representative (variable) |
| Foreign transaction fee | 1.75% on non-euro transactions in Europe; 2.75% in the rest of the world (AIB Visa) |
| Credit needed | Aged 18 or over; minimum qualifying salary €16,000; subject to AIB credit assessment |
| Best for | Keeping interest low if you sometimes carry a balance |
Key features
- Up to 56 days interest-free on purchases when you clear the balance in full and on time
- No annual bank fee; €30 government stamp duty applies
- Apple Pay and Google Pay
- Emergency cash abroad of up to US$5,000
- Minimum repayment of 3% or €6.35, whichever is greater
Pros
- Lowest APR of the Irish cards we checked (13.8%)
- No annual bank fee
- Modest €16,000 minimum salary
Cons
- No rewards or cash back
- No 0% introductory offer
- FX fee of 2.75% on non-euro spending outside Europe
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar Ireland cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
AIBClick Visa 4620 1900 4635 8053 VALID THRU 07/30SAM RIVERA AIB Click Visa CardKeeping interest low if you sometimes carry a balance |
None | None | None | 1.75% on non-euro transact… | Aged 18 or over; minimum quali… | |
AIB Platinum Visa CardHigher earners who want cash back and a low intro rate with no annual bank fee |
None | 0.5% back on annual spending between €5,000 and €50,000 (maximum €225… | 3.83% variable on purchases and balance transfers for the fi… | 1.75% on non-euro transact… | Aged 18 or over; minimum quali… | |
Avant Money (Bankinter S.A.)Avant Money Everyday+ 5300 6092 7815 0304 VALID THRU 01/30JORDAN TAYLOR Avant Money Everyday+ Credit CardHouseholds with a big weekly shop who clear the balance every month |
None | 5% cash back on groceries at eligible retailers for the first 12 month… | 0% on balance transfers for 6 months | 2.65% on non-euro transact… | Aged 18 or over; resident of t… | |
An Post Money (issued by Bankinter S.A., trading as Avant Money)An Post Money Classic 5377 0950 1543 7618 VALID THRU 07/30RILEY CHEN An Post Money Classic Credit CardClearing an existing card balance with the longest 0% transfer period we found |
None | None | 0% on balance transfers for 12 months (new customers; transf… | 2.65% of the transaction v… | Aged 18 or over; resident of t… |
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