An Post Money Classic Credit Card
Best for: clearing an existing card balance with the longest 0% transfer period we found
Pros
- Longest 0% balance transfer we found (12 months)
- No annual fee
- No current account needed
Cons
- 22.9% APR after the offer
- 2.65% FX fee
- Late fee of €15.24 and over-limit fee of €12.70 a month
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The An Post Money Classic Credit Card offers 0% on balance transfers for 12 months to new customers who transfer within 90 days. It has no annual fee and does not require an An Post current account.
An Post Money Classic Credit Card at a glance
| Issuer | An Post Money (issued by Bankinter S.A., trading as Avant Money) |
| Card network | Mastercard |
| Annual fee | None |
| Rewards rate | None |
| Welcome bonus | See issuer for the current offer |
| Intro APR | 0% on balance transfers for 12 months (new customers; transfer within 90 days of opening) |
| Regular APR | 16.8% variable standard rate; 22.9% APR representative (variable) |
| Foreign transaction fee | 2.65% of the transaction value on non-euro transactions |
| Credit needed | Aged 18 or over; resident of the Republic of Ireland; no An Post Money current account needed |
| Best for | Clearing an existing card balance with the longest 0% transfer period we found |
Key features
- 0% balance transfers for 12 months if completed within 90 days of opening
- Money transfers to your bank account from €100 up to 95% of your limit
- Up to 3 additional cardholders at no charge
- No annual fee; €30 government stamp duty applies
- Cash advance fee of 1.50% (minimum €2.50)
Pros
- Longest 0% balance transfer we found (12 months)
- No annual fee
- No current account needed
Cons
- 22.9% APR after the offer
- 2.65% FX fee
- Late fee of €15.24 and over-limit fee of €12.70 a month
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: anpost.com · anpost.com
How it compares with similar Ireland cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
An Post Money (issued by Bankinter S.A., trading as Avant Money)An Post Money Classic 5377 0950 1543 7618 VALID THRU 07/30RILEY CHEN An Post Money Classic Credit CardClearing an existing card balance with the longest 0% transfer period we found |
None | None | 0% on balance transfers for 12 months (new customers; transf… | 2.65% of the transaction v… | Aged 18 or over; resident of t… | |
Avant Money (Bankinter S.A.)Avant Money One 5508 7265 2526 8125 VALID THRU 02/32ALEX MORGAN Avant Money One CardTransferring €1,000 or more and collecting a €150 cash bonus |
None | None ongoing | 0% on balance transfers for 9 months | 2.65% on non-euro transact… | Aged 18 or over; resident of t… | |
PTSBICE Visa 4193 1812 1542 9475 VALID THRU 03/30SAM RIVERA PTSB ICE Visa Credit CardA no-fee card with a short 0% window on both balance transfers and purchases |
None | None | 0% on balance transfers for 6 months and 0% on purchases for… | 1.75% on non-euro transact… | Aged 18 or over; permanent res… |
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