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Balance Transfer · Ireland

Avant Money One Card

4.2 / 5 editorial rating

Best for: transferring €1,000 or more and collecting a €150 cash bonus

Annual feeNo annual fee
IssuerAvant Money (Bankinter S.A.)
NetworkMastercard
Purchase APR16.8% variable standard rate…
Foreign transaction fee2.65% on non-euro transactio…
Credit neededAged 18 or over; resident of…

Pros

  • €150 bonus on transfers of €1,000 or more
  • 9 months at 0% on transfers
  • No annual fee

Cons

  • Shorter 0% period than the An Post Money Classic
  • 22.9% APR after the offer
  • 2.65% FX fee

Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

The Avant Money One Card offers 0% on balance transfers for 9 months and €150 cash back if you transfer at least €1,000 within 90 days of opening. After the offer, the typical APR is 22.9% variable.

Avant Money One Card at a glance

IssuerAvant Money (Bankinter S.A.)
Card networkMastercard
Annual feeNone
Rewards rateNone ongoing
Welcome bonus€150 cash back when you transfer at least €1,000 within 90 days of opening, paid within 6 months (offers change)
Intro APR0% on balance transfers for 9 months
Regular APR16.8% variable standard rate; 22.9% APR representative (variable)
Foreign transaction fee2.65% on non-euro transactions
Credit neededAged 18 or over; resident of the Republic of Ireland; subject to Avant Money assessment
Best forTransferring €1,000 or more and collecting a €150 cash bonus

Key features

  • 0% on balance transfers for 9 months
  • €150 cash back on a balance transfer of €1,000 or more within 90 days
  • Up to 56 days interest-free on purchases
  • No annual fee; €30 government stamp duty applies

Pros

  • €150 bonus on transfers of €1,000 or more
  • 9 months at 0% on transfers
  • No annual fee

Cons

  • Shorter 0% period than the An Post Money Classic
  • 22.9% APR after the offer
  • 2.65% FX fee

Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.

Sources: avantmoney.ie · avantmoney.ie

How it compares with similar Ireland cards

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
Avant Money One CardTransferring €1,000 or more and collecting a €150 cash bonus
None None ongoing 0% on balance transfers for 9 months 2.65% on non-euro transact… Aged 18 or over; resident of t… 4.2
An Post Money Classic Credit CardClearing an existing card balance with the longest 0% transfer period we found
None None 0% on balance transfers for 12 months (new customers; transf… 2.65% of the transaction v… Aged 18 or over; resident of t… 4.3
PTSB ICE Visa Credit CardA no-fee card with a short 0% window on both balance transfers and purchases
None None 0% on balance transfers for 6 months and 0% on purchases for… 1.75% on non-euro transact… Aged 18 or over; permanent res… 3.9

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