PTSBICE Visa
4193 1812 1542 9475
VALID THRU 03/30SAM RIVERA
Balance Transfer · Ireland
PTSB ICE Visa Credit Card
3.9 / 5 editorial rating
Best for: a no-fee card with a short 0% window on both balance transfers and purchases
Annual feeNo annual fee
IssuerPTSB
NetworkVisa
Purchase APR16.50% variable purchase rat…
Foreign transaction fee1.75% on non-euro transactio…
Credit neededAged 18 or over; permanent r…
Pros
- 0% on both balance transfers and purchases to start
- No annual fee
- Lower FX fee than An Post Money and Avant Money
Cons
- Shorter 0% periods than An Post Money
- 22.53% APR after the offer
- €20,000 minimum income
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The PTSB ICE Visa Credit Card starts with 0% on balance transfers for 6 months and 0% on purchases for 3 months. After that, the typical APR is 22.53% variable.
PTSB ICE Visa Credit Card at a glance
| Issuer | PTSB |
| Card network | Visa |
| Annual fee | None |
| Rewards rate | None |
| Welcome bonus | See issuer for the current offer |
| Intro APR | 0% on balance transfers for 6 months and 0% on purchases for 3 months |
| Regular APR | 16.50% variable purchase rate; 22.53% APR representative (variable) |
| Foreign transaction fee | 1.75% on non-euro transactions (per PTSB; confirm in the fees booklet) |
| Credit needed | Aged 18 or over; permanent resident of Ireland; minimum income €20,000 |
| Best for | A no-fee card with a short 0% window on both balance transfers and purchases |
Key features
- 0% on balance transfers for 6 months
- 0% on new purchases for 3 months
- Up to 56 days interest-free on purchases when you pay in full
- No annual fee; €30 government stamp duty applies
Pros
- 0% on both balance transfers and purchases to start
- No annual fee
- Lower FX fee than An Post Money and Avant Money
Cons
- Shorter 0% periods than An Post Money
- 22.53% APR after the offer
- €20,000 minimum income
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar Ireland cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
PTSBICE Visa 4193 1812 1542 9475 VALID THRU 03/30SAM RIVERA PTSB ICE Visa Credit CardA no-fee card with a short 0% window on both balance transfers and purchases |
None | None | 0% on balance transfers for 6 months and 0% on purchases for… | 1.75% on non-euro transact… | Aged 18 or over; permanent res… | |
An Post Money (issued by Bankinter S.A., trading as Avant Money)An Post Money Classic 5377 0950 1543 7618 VALID THRU 07/30RILEY CHEN An Post Money Classic Credit CardClearing an existing card balance with the longest 0% transfer period we found |
None | None | 0% on balance transfers for 12 months (new customers; transf… | 2.65% of the transaction v… | Aged 18 or over; resident of t… | |
Avant Money (Bankinter S.A.)Avant Money One 5508 7265 2526 8125 VALID THRU 02/32ALEX MORGAN Avant Money One CardTransferring €1,000 or more and collecting a €150 cash bonus |
None | None ongoing | 0% on balance transfers for 9 months | 2.65% on non-euro transact… | Aged 18 or over; resident of t… |
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