U.S. BankShield Visa
4173 2865 9895 7291
VALID THRU 12/32AVERY PATEL
Balance Transfer · United States
U.S. Bank Shield Visa Card
Best for: Paying down debt or financing a large purchase interest-free
Annual feeNo annual fee
IssuerU.S. Bank
NetworkVisa
Purchase APR17.74%-28.74% variable (at l…
Foreign transaction feeSee issuer
Credit neededSee issuer
Pros
- One of the longest 0% intro periods
- No annual fee
Cons
- Minimal rewards outside the travel portal
- Balance transfer fee applies (see terms)
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
This card launched recently (March 2025). A new 0% APR-focused card announced March 2025 with a 24-billing-cycle intro period.
U.S. Bank Shield Visa Card at a glance
| Issuer | U.S. Bank |
| Card network | Visa |
| Annual fee | None |
| Rewards rate | 4% cash back on prepaid air, hotel and car booked via U.S. Bank Travel Center |
| Welcome bonus | None announced |
| Intro APR | 0% on purchases and balance transfers for 24 billing cycles |
| Regular APR | 17.74%-28.74% variable (at launch) |
| Foreign transaction fee | See issuer |
| Credit needed | See issuer |
| Best for | Paying down debt or financing a large purchase interest-free |
Key features
- $20 annual statement credit after 11 consecutive months of purchases
- Purchase protection benefits
- No annual fee
Pros
- One of the longest 0% intro periods
- No annual fee
Cons
- Minimal rewards outside the travel portal
- Balance transfer fee applies (see terms)
Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the official U.S. Bank site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: ir.usbank.com · usbank.com
How it compares with similar USA cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
U.S. BankShield Visa 4173 2865 9895 7291 VALID THRU 12/32AVERY PATEL U.S. Bank Shield Visa CardPaying down debt or financing a large purchase interest-free |
None | 4% cash back on prepaid air, hotel and car booked via U.S. Bank Travel… | 0% on purchases and balance transfers for 24 billing cycles | See issuer | See issuer | — |
Wells FargoReflect 4602 8466 8949 9163 VALID THRU 06/31ALEX MORGAN Wells Fargo Reflect CardPaying down a big balance interest-free over ~21 months |
None | No rewards program; focused on a long interest-free period | 0% intro APR on purchases and qualifying balance transfers f… | 3% | Good to Excellent (700+) | |
PNC BankPNC Spend Wise Visa 4104 7230 1991 5676 VALID THRU 06/28MORGAN LEE PNC Spend Wise Visa Credit CardFinancing new purchases interest-free |
None | No rewards program reported | 0% on purchases and balance transfers for 18 months | See issuer | See issuer | — |
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