ScotiabankScotia Momentum Visa Infini…
4651 4643 3223 0538
VALID THRU 03/30RILEY CHEN
Cash Back Cards · Canada
Scotia Momentum Visa Infinite + Card
Best for: Families with high grocery and bill spending
Annual feeC$120/yr
IssuerScotiabank
NetworkVisa
Purchase APRSee issuer
Foreign transaction feeSee issuer
Credit neededSee issuer
Pros
- High 4% grocery and bills earn
- New data perk
Cons
- $120 fee
- Cash back categories may have caps (check issuer)
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
This card was recently refreshed (April 25, 2026). Renamed to Visa Infinite + on April 25, 2026, with the GigSky data benefit added.
Scotia Momentum Visa Infinite + Card at a glance
| Issuer | Scotiabank |
| Card network | Visa |
| Annual fee | C$120 |
| Rewards rate | 4% groceries and recurring bills; 2% gas and transit; 1% other |
| Welcome bonus | None announced |
| Intro APR | None |
| Regular APR | See issuer |
| Foreign transaction fee | See issuer |
| Credit needed | See issuer |
| Best for | Families with high grocery and bill spending |
Key features
- Visa Infinite+ designation
- Complimentary 10 GB GigSky global data yearly
- Existing travel insurance kept
Pros
- High 4% grocery and bills earn
- New data perk
Cons
- $120 fee
- Cash back categories may have caps (check issuer)
Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: princeoftravel.com · blog.rewardscanada.ca
How it compares with similar Canada cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
ScotiabankScotia Momentum Visa Infini… 4651 4643 3223 0538 VALID THRU 03/30RILEY CHEN Scotia Momentum Visa Infinite + CardFamilies with high grocery and bill spending |
C$120/yr | 4% groceries and recurring bills; 2% gas and transit; 1% other | None | See issuer | See issuer | — |
Bank of Montreal (BMO)BMO CashBack World Elite Ma… 5461 6543 8707 0295 VALID THRU 02/31ALEX MORGAN BMO CashBack World Elite MastercardGrocery households near the cap who'll use the insurance perks |
C$120/yr | 5% on groceries, 4% on transit, 3% on gas (capped) | Not applicable | 2.5% on foreign currency p… | Good to excellent credit | |
TD Canada TrustTD Cash Back Visa Infinite 4206 3778 4836 9055 VALID THRU 04/31CASEY BROOKS TD Cash Back Visa Infinite CardHigh gas, grocery and bill spenders who'll clear the fee |
C$139/yr | 3% on gas, groceries and recurring bills; 1% elsewhere | Not applicable | 2.5% on foreign currency p… | Good to excellent credit | |
Tangerine BankTangerine Money-Back 5193 9177 9262 5499 VALID THRU 11/28RILEY CHEN Tangerine Money-Back Credit CardNo-fee cashback users who want to pick their own categories |
None | 2% in chosen categories, 0.5% on everything else | Not applicable | 2.5% on foreign currency p… | Good credit |
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