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Rewards Cards · Canada

Tangerine Rewards World Elite Mastercard

Best for: Tangerine clients who want Scene+ points and a few lounge visits

Annual feeC$120/yr
IssuerTangerine
NetworkMastercard
Purchase APR20.95% on purchases, 22.95%…
Foreign transaction feeSee issuer
Credit needed$80,000 personal or $150,000…

Pros

  • Flexible bonus categories you can change
  • Lounge passes included
  • Scene+ points redeem at a fixed value

Cons

  • C$120 annual fee
  • High income requirement
  • Bonus rate is modest at 1.5x

Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

Tangerine launched its first World Elite card on April 22, 2026. It earns Scene+ points, lets you pick three of 13 bonus categories, and includes four DragonPass airport lounge passes a year.

Tangerine Rewards World Elite Mastercard at a glance

IssuerTangerine
Card networkMastercard
Annual feeC$120
Rewards rate1.5 Scene+ points per $1 in 3 categories you choose from 13; 1 point per $1 on everything else
Welcome bonusSee issuer for the current offer
Intro APRNone
Regular APR20.95% on purchases, 22.95% on cash advances
Foreign transaction feeSee issuer
Credit needed$80,000 personal or $150,000 household income, or $400,000 in assets
Best forTangerine clients who want Scene+ points and a few lounge visits

Key features

  • Choose 3 of 13 accelerator categories (groceries, restaurants, gas, recurring bills, transit and more) and switch every 90 days
  • 4 complimentary DragonPass lounge passes a year
  • Authorized users C$30 each (up to 5)

Pros

  • Flexible bonus categories you can change
  • Lounge passes included
  • Scene+ points redeem at a fixed value

Cons

  • C$120 annual fee
  • High income requirement
  • Bonus rate is modest at 1.5x

Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.

Sources: www.tangerine.ca · www.ratehub.ca

How it compares with similar Canada cards

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
Tangerine Rewards World Elite MastercardTangerine clients who want Scene+ points and a few lounge visits
C$120/yr 1.5 Scene+ points per $1 in 3 categories you choose from 13; 1 point p… None See issuer $80,000 personal or $150,000 h…
American Express Cobalt CardRenters and foodies who'll transfer points to travel partners
C$155/yr 5x on dining and groceries, 3x on streaming, 2x on gas and local trans… Not applicable 2.5% on foreign currency p… Good to excellent credit 4.7
Scotiabank Gold American Express CardDiners and grocery shoppers who also spend abroad
C$120/yr 6x at Sobeys-family grocery stores; 5x on other groceries, dining and… Not applicable 0% on foreign currency pur… Good to excellent credit 4.6

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