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⚖ Add to comparisonBankwest · Mastercard
Bankwest Zero Platinum Mastercard
The rare free card that also waives foreign transaction fees and includes overseas travel insurance, which makes it a genuinely smart card to pack for trips. On a AUD 5,000 overseas spend you'd save around AUD 150 in FX fees a typical 3% card would charge, which is real money. The catch is there are no rewards or points, so it's a savings tool not an earner; pair it with a points card at home, and confirm the travel insurance eligibility conditions on Bankwest's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓No annual fee for as long as you hold the card
- ✓No foreign transaction fees anywhere in the world
- ✓Includes complimentary overseas travel insurance
- ✓Adds platinum-tier purchase and warranty protections
👍 Pros
- + Skips both the annual fee and FX fees
- + Complimentary travel insurance is uncommon at this price
- + Strong value for spending overseas
👎 Cons
- – Has no rewards or points programme
- – Travel insurance comes with eligibility conditions
- – Cash advance fees and interest still apply
Can you get it?
- ▸Be an Australian resident or an eligible visa holder
- ▸Be 18 years of age or older
- ▸Meet the minimum income requirement
- ▸Hold a good credit record
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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