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⚖ Add to comparisonWestpac · Mastercard
Westpac Altitude Platinum Credit Card
The flexibility to switch between Qantas Points and Altitude Rewards is the reason to consider this over a single-program card, and complimentary overseas travel insurance is a nice add at the AUD 150 fee. The earn rate is solid but not class-leading, and the 3% foreign transaction fee undercuts the travel pitch, so use a no-FX card abroad. If you fly Qantas almost exclusively, the NAB or ANZ Qantas cards earn faster; check the current welcome bonus and fee on Westpac's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Collect Altitude points on eligible purchases
- ✓Choose to earn Qantas Points or flexible Altitude Rewards
- ✓Includes complimentary overseas travel insurance
- ✓Move points to a range of airline partners
👍 Pros
- + Switch freely between Qantas and Altitude Rewards
- + Travel insurance is included at no extra cost
- + Comes with worthwhile welcome bonus offers
👎 Cons
- – Carries an annual fee
- – Charges 3% on foreign currency purchases
- – Getting the best value depends on steady spending
Can you get it?
- ▸Be an Australian resident or an eligible visa holder
- ▸Be 18 years of age or older
- ▸Meet the minimum income requirement
- ▸Hold a good to excellent credit record
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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