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โœˆ Lounge Access Available

Complimentary Qantas Club lounge invitations included each year

Annual fee A$295
โ˜…โ˜…โ˜…โ˜…โ˜… 4.3How we rate

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National Australia Bank (NAB) ยท Visa

NAB Qantas Rewards Signature Card

โœˆ Lounge Access Available โ˜… Earn Qantas Points fast with lounge invitations Airline Travel Rewards Points & Rewards Premium & Luxury

A premium Qantas card that earns points fast and throws in annual Qantas Club lounge invitations, which can justify the AUD 295 fee for regular Qantas flyers. The 3% foreign transaction fee stings on overseas trips, and the income bar for the Signature tier is high, so it's overkill for light flyers. The ANZ Frequent Flyer Black and Amex Qantas Ultimate compete directly, with the Amex adding a travel credit; confirm the current bonus, lounge count and fee on NAB's site.

โŸณ Rates & fees verified June 2026 โ€” always confirm the current terms on the issuer's official site before applying.

Annual fee
A$295
Rewards rate
Earn Qantas Points per AUD1 on eligible spend
Welcome bonus
Large Qantas Points bonus after qualifying spend
Intro APR
Not applicable
Regular APR
Approx. 19.99% p.a. on purchases
Foreign transaction fee
3% on foreign currency purchases
Recommended credit
Good to excellent credit history
Best for
Regular Qantas flyers wanting fast points and lounge invites

What you earn

  • โœ“Collect Qantas Points on eligible everyday spending
  • โœ“Receive complimentary Qantas Club lounge invitations every year
  • โœ“Includes complimentary overseas travel insurance
  • โœ“Earn bonus points on selected Qantas spending

๐Ÿ‘ Pros

  • + Earns Qantas Points at a strong rate
  • + Lounge invitations add genuine travel value
  • + Comes with a generous welcome bonus

๐Ÿ‘Ž Cons

  • โ€“ Carries a higher annual fee
  • โ€“ Charges 3% on foreign currency purchases
  • โ€“ Approval calls for a higher income

Can you get it?

  • โ–ธBe an Australian resident or an eligible visa holder
  • โ–ธBe 18 years of age or older
  • โ–ธMeet the minimum income requirement for the Signature tier
  • โ–ธHold a good to excellent credit record

Requirements are general guidance โ€” the issuer makes the final decision. Learn more about card requirements โ†’

Decided on the NAB Qantas Rewards Signature Card?

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Line up fees, rewards, intro APR and lounge perks in one table โ€” then apply on the issuer's official site with your eyes open.