Two complimentary Qantas Club lounge passes each year
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⚖ Add to comparisonAustralia and New Zealand Banking Group (ANZ) · Visa
ANZ Frequent Flyer Black Credit Card
Top-tier Qantas earning plus two Qantas Club lounge passes a year make this a high-spender's card, but the AUD 425 fee is one of the steepest in the segment, so you need real Qantas flying to justify it. With only two lounge passes (versus invitations on some rivals) and a 3% FX fee, it's not the best travel companion for frequent overseas trips. The Amex Qantas Ultimate offers a similar earn with an annual travel credit that offsets its fee; verify the earn rate and fee on ANZ's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Earn Qantas Points at a high rate on eligible spending
- ✓Receive two complimentary Qantas Club lounge passes every year
- ✓Includes complimentary overseas travel insurance
- ✓Add an extra cardholder to boost earning
👍 Pros
- + Earns Qantas Points at a strong rate
- + Bundles lounge passes with travel insurance
- + Comes with a generous welcome bonus
👎 Cons
- – Carries a high annual fee
- – Charges 3% on foreign currency purchases
- – Approval calls for strong income and credit
Can you get it?
- ▸Be an Australian resident or an eligible visa holder
- ▸Be 18 years of age or older
- ▸Meet the minimum income requirement for the Black tier
- ▸Hold a good to excellent credit record
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the ANZ Frequent Flyer Black Credit Card?
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