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⚖ Add to comparisonCommonwealth Bank of Australia · Mastercard
CommBank Awards Credit Card
Reasonable for existing CommBank customers who want airline-transferable points and like managing everything in the app, with the annual fee waived in year one. The earn rate is modest next to premium rewards cards, and the fee kicks in from year two, so the first-year waiver is more of a trial than a long-term saving. The 3% foreign transaction fee makes it a poor travel card, so pair it with the Bankwest Zero for overseas spend; confirm the year-two fee and earn rate on CommBank's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Collect CommBank Awards points on eligible purchases
- ✓Move points to participating airline frequent flyer programmes
- ✓Annual fee is waived for the first year
- ✓Handle everything from the CommBank app
👍 Pros
- + No annual fee during the first year
- + Points can be transferred a few different ways
- + Works smoothly within the CommBank app
👎 Cons
- – Annual fee kicks in from year two
- – Charges 3% on foreign currency purchases
- – Earn rate is modest next to premium cards
Can you get it?
- ▸Be an Australian resident or an eligible visa holder
- ▸Be 18 years of age or older
- ▸Meet the minimum income requirement
- ▸Hold a good credit record
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the CommBank Awards Credit Card?
Finish your application on CommBank's own secure site.
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