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Barclaycard Platinum Balance Transfer
Reach for this when you're shifting existing card debt and want one of the longer 0% transfer windows to clear it. There's a transfer fee (typically a few percent), so on GBP 4,000 you might pay around GBP 120 upfront, still far less than carrying that balance at 20%+ for over a year. Intro lengths move around in 2026, so verify the live term, and don't spend on it: new purchases usually don't get the 0% deal. If you need 0% on purchases instead, the Platinum Purchase card is the right tool. Check current terms on barclaycard.co.uk.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Extended 0% introductory spell on balance transfers
- ✓Nothing to pay each year to keep the card
- ✓A single transfer fee in place of running interest
- ✓Track and manage repayments in the Barclaycard app
👍 Pros
- + One of the longest 0% balance-transfer windows around
- + Can cut a lot of interest on debt you already carry
- + No annual fee
👎 Cons
- – A balance-transfer fee is charged up front
- – The standard APR returns once the 0% spell ends
Can you get it?
- ▸UK resident, 18 or older
- ▸Registered on the electoral roll at your address
- ▸Good credit score
- ▸A balance to move that isn't from another Barclaycard
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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