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⚖ Add to comparisonBarclaycard · Visa
Barclaycard Platinum 0% Purchase
This is a single-job card: get a long 0% window on new purchases so you can spread a big buy interest-free. As of 2026 intro lengths shift constantly, so check the live offer, and note the rate jumps to a high revolving APR once it ends. On a GBP 1,800 sofa, clearing it across an 18-month 0% period costs nothing in interest versus maybe GBP 250+ on a standard card. It's useless for balance transfers and earns no rewards, so don't hold it as a daily card. Confirm the current 0% term on barclaycard.co.uk.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Extended 0% introductory APR on purchases
- ✓Nothing to pay each year to keep the card
- ✓Track spending and payments through the Barclaycard app
- ✓Run the eligibility checker without denting your credit score
👍 Pros
- + Long stretch of interest-free purchasing
- + No annual fee
- + Soft-search eligibility check on offer
👎 Cons
- – Interest kicks in once the 0% spell finishes
- – 2.99% fee on foreign transactions
Can you get it?
- ▸UK resident, 18 or older
- ▸Registered on the electoral roll at your address
- ▸Good credit score
- ▸Clear Barclaycard's affordability checks
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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