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British Airways American Express Credit Card
The free BA Amex lives or dies on the Companion Voucher, which unlocks once you hit an annual spend target (around GBP 12,000 historically; confirm the current figure). Clear that and two of you fly on one Avios redemption, which can be worth far more than the card's modest base earn. Miss the target and you're left with a thin everyday Avios card. Amex acceptance gaps mean a backup card is wise, and big spenders chasing premium upgrades may prefer the fee-paying Avios Plus. Check the spend threshold and voucher rules on americanexpress.com/uk.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓1 Avios per GBP1 on everything you buy
- ✓Companion Voucher once you reach the yearly spend threshold
- ✓Welcome Avios for new cardholders
- ✓Spend Avios across British Airways and its partners
👍 Pros
- + No annual fee, with a Companion Voucher worth having
- + A good starting card for building Avios
- + Decent welcome bonus
👎 Cons
- – The Companion Voucher takes considerable yearly spending
- – 2.99% fee on foreign transactions
Can you get it?
- ▸UK resident, 18 or older
- ▸Registered on the electoral roll at your address
- ▸Good credit score
- ▸British Airways Executive Club membership
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the British Airways American Express Credit Card?
Finish your application on American Express UK's own secure site.
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