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⚖ Add to comparisonPicPay · Mastercard
PicPay Card Mastercard
PicPay's card suits people already living in the PicPay wallet: no annual fee, cashback dropped into your PicPay balance, and that balance can earn yield while it sits. The yield-on-cashback twist is the differentiator versus a plain bill-credit card. The catch is the value is ecosystem-locked, since cashback rates swing with promotions rather than a fixed rate, so your return depends on partner offers at the time. There's no lounge access and starting limits run small. Skip it if you don't use PicPay for payments, since the cashback only flows back into that wallet. Confirm current cashback promos on picpay.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Cashback credited to your PicPay balance
- ✓That balance can earn returns while it sits in the app
- ✓No annual fee on the PicPay card
- ✓Works smoothly inside the PicPay payments app
- ✓Higher cashback during partner promotions
👍 Pros
- + No annual fee
- + Cashback built into a popular wallet
- + The balance earns yield
- + A simple, app-first experience
👎 Cons
- – Best value requires using the PicPay ecosystem
- – No airport lounge access
- – Cashback rates change with each promotion
Can you get it?
- ▸Brazilian resident holding a valid CPF
- ▸An active PicPay account
- ▸Serasa score and credit history reviewed by PicPay
- ▸At least 18 years old with valid identification
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the PicPay Card Mastercard?
Finish your application on the issuer's own secure site.
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