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⚖ Add to comparisonSantander Brasil · Mastercard
Santander SX Mastercard
SX is built for young Brazilians and first-timers: no annual fee, cashback credited straight to your bill, and fully digital onboarding. It's a clean entry point, but keep expectations low since cashback rates are modest and tend to ride on promotions rather than a fixed headline rate. Starting limits run small, which is normal for a beginner card. If you want richer rewards in the same free tier, Inter's cashback super-app or PicPay's yield-bearing balance may return more. Skip it if you've outgrown starter cards or want lounge perks. Confirm current cashback offers on santander.com.br.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Cashback credited straight to your card bill
- ✓No annual fee on the SX card
- ✓Application and management are fully digital
- ✓Mastercard acceptance worldwide
- ✓Promotional offers and partner discounts
👍 Pros
- + No annual fee
- + Cashback on day-to-day spending
- + Onboarding is easy and app-based
- + A good first card from a major bank
👎 Cons
- – No airport lounge access
- – Cashback rates are modest
- – Credit limits start lower
Can you get it?
- ▸Brazilian resident holding a valid CPF
- ▸At least 18 years old
- ▸Serasa score and credit history reviewed by Santander
- ▸Application through the bank's digital channels
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the Santander SX Mastercard?
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