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⚖ Add to comparisonTesco Bank · Mastercard
Tesco Clubcard Credit Card
This card makes sense if you already shop at Tesco and value Clubcard points, especially since Reward Partners can multiply a voucher's worth. Base earn outside Tesco is low, so on GBP 8,000 of mixed spending the point haul is modest unless you redeem cleverly through partners. It's a loyalty card, not a travel one, and earn rates can change, so don't expect generous everyday returns. If you rarely shop at Tesco, a flat cashback card returns more. Check current points rates and redemption terms on tescobank.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Collect Clubcard points on all eligible spending
- ✓Extra points when you shop in Tesco
- ✓Turn points into Clubcard vouchers and Reward Partner codes
- ✓No annual fee
👍 Pros
- + A natural fit for loyal Tesco shoppers
- + Clubcard points go further through Reward Partners
- + No annual fee
👎 Cons
- – Rewards pay off most inside the Tesco ecosystem
- – 2.75% fee on foreign transactions
Can you get it?
- ▸UK resident, 18 or older
- ▸Registered on the electoral roll at your address
- ▸Good credit score
- ▸Clubcard membership recommended to get the most value
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the Tesco Clubcard Credit Card?
Finish your application on the issuer's own secure site.
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