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⚖ Add to comparisonVirgin Money · Mastercard
Virgin Money All Round Credit Card
Virgin Money's All Round card is a rare hybrid: 0% on both purchases and balance transfers plus Virgin Points on spending. That breadth is handy if you genuinely need both a transfer and a spending freeze, but a single-purpose card usually offers a longer 0% window, so a pure transfer is often better served elsewhere. The Virgin Points earn is light, so treat it as a borrowing tool with a small loyalty bonus rather than a rewards card. Intro terms shift in 2026, so confirm the live 0% lengths on virginmoney.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Introductory 0% spell on purchases and balance transfers
- ✓Collect Virgin Points on eligible spending
- ✓No annual fee
- ✓Handle the card in the Virgin Money app
👍 Pros
- + 0% offer covering both purchases and transfers
- + Virgin Points bring some loyalty value
- + No annual fee
👎 Cons
- – A balance-transfer fee may apply
- – A foreign transaction fee on overseas spending
Can you get it?
- ▸UK resident, 18 or older
- ▸Registered on the electoral roll at your address
- ▸Good credit score
- ▸Clear Virgin Money's affordability checks
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the Virgin Money All Round Credit Card?
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