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Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
Citi Rewards Credit Card ✕ remove
Macy's American Express Card ✕ remove
Citi Strata Premier Card ✕ remove
Annual fee No annual feeNo annual fee$95
Rewards rate Bonus points on dining, department stores and travelUp to 5% back in Star Money at Macy's (varies by loyalty tier), plus cash back on gas, dining/restaurants and supermarkets and 1% everywhere else10x hotels, car rentals & attractions via Citi Travel, 3x air travel, restaurants, supermarkets, gas & EV charging, 1x everything else
Rewards highlight ThankYou Points that never expireUp to 5% back at Macy's3x on travel, dining & gas
Welcome bonus Welcome ThankYou Points bonus after activation and spendExtra savings on your first Macy's purchase as a new cardholder70,000+ bonus ThankYou Points after meeting the minimum spend
Intro APR Not applicableNoneNone
Regular APR Approx. 3.25% per month on outstanding balancesSee terms20.24%–28.24% variable
Foreign fee Foreign currency markup applies (approx. 2.99%)NoneNone
Lounge access ✅ Complimentary airport lounge access available on eligible Citi cards❌ No❌ No
Credit needed Stable income, UAE residencyFair to Good (640+)Good to Excellent (700+)
Best for UAE rewards collectors who want flexible, non-expiring pointsRegular Macy's shoppers who want some everyday rewardsBroad 3x earning on one mid-tier card
Network MastercardAmexMastercard
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🇺🇸 Showing United States cards · change with the 🌐 selector top-right
Chase Sapphire Preferred Card
$95/yr
+
Capital One Venture X Rewards
$395/yr · ✈ lounge
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Chase Sapphire Reserve
$550/yr · ✈ lounge
+
Chase Freedom Unlimited
No annual fee/yr
+
The Platinum Card from American Express
$695/yr · ✈ lounge
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Prime Visa (Amazon)
No annual fee/yr
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Chase Freedom Flex
No annual fee/yr
+
American Express Gold Card
$325/yr
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Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
+
Discover it Cash Back
No annual fee/yr
+
Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
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Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
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Citi Custom Cash Card
No annual fee/yr
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Costco Anywhere Visa Card by Citi
No annual fee/yr
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Citi Strata Premier Card
$95/yr
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Ink Business Cash Credit Card
No annual fee/yr
+
Capital One Savor Cash Rewards Credit Card
No annual fee/yr
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Discover it Student Cash Back
No annual fee/yr
+
The Business Platinum Card from American Express
$695/yr · ✈ lounge
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Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
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Capital One Quicksilver Cash Rewards
No annual fee/yr
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Bank of America Customized Cash Rewards
No annual fee/yr
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Apple Card
No annual fee/yr
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U.S. Bank Altitude Reserve Visa Infinite
$400/yr · ✈ lounge
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Blue Cash Everyday Card from American Express
No annual fee/yr
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American Express Business Gold Card
$375/yr
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Bank of America Premium Rewards Credit Card
$95/yr
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Wells Fargo Autograph Card
No annual fee/yr
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U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
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U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
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Wells Fargo Autograph Journey Card
$95/yr
+
Capital One Platinum Secured
No annual fee/yr
+
Target RedCard Credit Card
No annual fee/yr
+
Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
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Bank of America Travel Rewards Credit Card
No annual fee/yr
+
U.S. Bank Smartly Visa Signature Card
No annual fee/yr
+
Citi Rewards+ Card
No annual fee/yr
+
Wells Fargo Reflect Card
No annual fee/yr
+
JetBlue Plus Card
$99/yr
+
Sam's Club Mastercard
No annual fee/yr
+
OnePay (Walmart) Cash Back Card
No annual fee/yr
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AAdvantage Aviator Red World Elite Mastercard
$99/yr
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PayPal Cashback Mastercard
No annual fee/yr
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REI Co-op Mastercard
No annual fee/yr
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Lowe's Advantage Card
No annual fee/yr
+
My Best Buy Visa Card
No annual fee/yr
+
Verizon Visa Card
No annual fee/yr
+
Macy's American Express Card
No annual fee/yr
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Gap Good Rewards Visa Credit Card
No annual fee/yr
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Nordstrom Credit Card
No annual fee/yr
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Synchrony HOME Credit Card
No annual fee/yr
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Kohl's Card
No annual fee/yr
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Old Navy Credit Card
No annual fee/yr
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New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
+
American Express Business Gold (2026 Refresh)
No annual fee/yr
+
U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
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