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Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
CommBank Awards Credit Card ✕ remove
Bank of America Customized Cash Rewards ✕ remove
Macy's American Express Card ✕ remove
Costco Anywhere Visa Card by Citi ✕ remove
Annual fee No annual feeNo annual feeNo annual feeNo annual fee
Rewards rate Earn Awards points per AUD1 on eligible spend3% in a chosen category, 2% groceries & wholesale clubs (up to $2,500/quarter combined), 1% otherUp to 5% back in Star Money at Macy's (varies by loyalty tier), plus cash back on gas, dining/restaurants and supermarkets and 1% everywhere else4% on eligible gas (up to $7k/yr), 3% dining & travel, 2% at Costco, 1% other
Rewards highlight Earn flexible CommBank Awards points3% in a category you pickUp to 5% back at Macy's4% on gas
Welcome bonus Bonus Awards points after qualifying spendOnline cash rewards bonusExtra savings on your first Macy's purchase as a new cardholderNone
Intro APR Annual fee waived in the first year0% intro APR for 15 billing cyclesNoneNone
Regular APR Approx. 20.99% p.a. on purchases18.24%–28.24% variableSee terms20.49%–28.49% variable
Foreign fee 3% on foreign currency purchases3%NoneNone
Lounge access ❌ No❌ No❌ No❌ No
Credit needed Good credit historyGood (690+)Fair to Good (640+)Good to Excellent (700+)
Best for CommBank customers wanting flexible points with a first-year fee waiverBank of America customers who'll hit Preferred Rewards tiersRegular Macy's shoppers who want some everyday rewardsCostco members with high gas spending
Network MastercardVisaAmexVisa
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🇺🇸 Showing United States cards · change with the 🌐 selector top-right
Chase Sapphire Preferred Card
$95/yr
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Capital One Venture X Rewards
$395/yr · ✈ lounge
+
Chase Sapphire Reserve
$550/yr · ✈ lounge
+
Chase Freedom Unlimited
No annual fee/yr
+
The Platinum Card from American Express
$695/yr · ✈ lounge
+
Prime Visa (Amazon)
No annual fee/yr
+
Chase Freedom Flex
No annual fee/yr
+
American Express Gold Card
$325/yr
+
Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
+
Discover it Cash Back
No annual fee/yr
+
Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
+
Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
+
Citi Custom Cash Card
No annual fee/yr
+
Costco Anywhere Visa Card by Citi
No annual fee/yr
✓
Citi Strata Premier Card
$95/yr
+
Ink Business Cash Credit Card
No annual fee/yr
+
Capital One Savor Cash Rewards Credit Card
No annual fee/yr
+
Discover it Student Cash Back
No annual fee/yr
+
The Business Platinum Card from American Express
$695/yr · ✈ lounge
+
Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
+
Capital One Quicksilver Cash Rewards
No annual fee/yr
+
Bank of America Customized Cash Rewards
No annual fee/yr
✓
Apple Card
No annual fee/yr
+
U.S. Bank Altitude Reserve Visa Infinite
$400/yr · ✈ lounge
+
Blue Cash Everyday Card from American Express
No annual fee/yr
+
American Express Business Gold Card
$375/yr
+
Bank of America Premium Rewards Credit Card
$95/yr
+
Wells Fargo Autograph Card
No annual fee/yr
+
U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
+
U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
+
Wells Fargo Autograph Journey Card
$95/yr
+
Capital One Platinum Secured
No annual fee/yr
+
Target RedCard Credit Card
No annual fee/yr
+
Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
+
Bank of America Travel Rewards Credit Card
No annual fee/yr
+
U.S. Bank Smartly Visa Signature Card
No annual fee/yr
+
Citi Rewards+ Card
No annual fee/yr
+
Wells Fargo Reflect Card
No annual fee/yr
+
JetBlue Plus Card
$99/yr
+
Sam's Club Mastercard
No annual fee/yr
+
OnePay (Walmart) Cash Back Card
No annual fee/yr
+
AAdvantage Aviator Red World Elite Mastercard
$99/yr
+
PayPal Cashback Mastercard
No annual fee/yr
+
REI Co-op Mastercard
No annual fee/yr
+
Lowe's Advantage Card
No annual fee/yr
+
My Best Buy Visa Card
No annual fee/yr
+
Verizon Visa Card
No annual fee/yr
+
Macy's American Express Card
No annual fee/yr
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Gap Good Rewards Visa Credit Card
No annual fee/yr
+
Nordstrom Credit Card
No annual fee/yr
+
Synchrony HOME Credit Card
No annual fee/yr
+
Kohl's Card
No annual fee/yr
+
Old Navy Credit Card
No annual fee/yr
+
New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
+
American Express Business Gold (2026 Refresh)
No annual fee/yr
+
U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
+

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