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Compare credit cards side by side

Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
DKB Visa Debitkarte ✕ remove
Capital One Quicksilver Cash Rewards ✕ remove
U.S. Bank Cash+ Visa Signature Card ✕ remove
Annual fee No annual feeNo annual feeNo annual fee
Rewards rate No cashback or points (pure no-fee value)1.5% on all purchases, 5% on hotels & cars via Capital One Travel5% on two chosen categories (first $2,000 combined per quarter), 2% on one everyday category, 1% on everything else
Rewards highlight Fee-free payments worldwide in any currency1.5% flat cash backPick your own 5% categories
Welcome bonus No standing welcome bonusOne-time cash bonus after minimum spendCash back bonus after meeting the minimum spend
Intro APR Not applicable (debit card)0% intro APR on purchases & balance transfers for 15 months0% intro APR on purchases and balance transfers for 12 billing cycles
Regular APR Not applicable (settles from current account)19.99%–29.99% variable19.24%–29.24% variable
Foreign fee 0% on foreign currency purchasesNone3%
Lounge access ❌ No❌ No❌ No
Credit needed Positive SCHUFA, regular incomeGood (690+)Good to Excellent (700+)
Best for German travellers who want a free card with zero foreign-currency feesPeople who want dead-simple flat cash back with no feePeople willing to manage quarterly 5% category picks
Network VisaMastercardVisa
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🇺🇸 Showing United States cards · change with the 🌐 selector top-right
Chase Sapphire Preferred Card
$95/yr
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Capital One Venture X Rewards
$395/yr · ✈ lounge
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Chase Sapphire Reserve
$550/yr · ✈ lounge
+
Chase Freedom Unlimited
No annual fee/yr
+
The Platinum Card from American Express
$695/yr · ✈ lounge
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Prime Visa (Amazon)
No annual fee/yr
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Chase Freedom Flex
No annual fee/yr
+
American Express Gold Card
$325/yr
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Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
+
Discover it Cash Back
No annual fee/yr
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Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
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Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
+
Citi Custom Cash Card
No annual fee/yr
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Costco Anywhere Visa Card by Citi
No annual fee/yr
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Citi Strata Premier Card
$95/yr
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Ink Business Cash Credit Card
No annual fee/yr
+
Capital One Savor Cash Rewards Credit Card
No annual fee/yr
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Discover it Student Cash Back
No annual fee/yr
+
The Business Platinum Card from American Express
$695/yr · ✈ lounge
+
Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
+
Capital One Quicksilver Cash Rewards
No annual fee/yr
✓
Bank of America Customized Cash Rewards
No annual fee/yr
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Apple Card
No annual fee/yr
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U.S. Bank Altitude Reserve Visa Infinite
$400/yr · ✈ lounge
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Blue Cash Everyday Card from American Express
No annual fee/yr
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American Express Business Gold Card
$375/yr
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Bank of America Premium Rewards Credit Card
$95/yr
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Wells Fargo Autograph Card
No annual fee/yr
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U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
✓
U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
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Wells Fargo Autograph Journey Card
$95/yr
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Capital One Platinum Secured
No annual fee/yr
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Target RedCard Credit Card
No annual fee/yr
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Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
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Bank of America Travel Rewards Credit Card
No annual fee/yr
+
U.S. Bank Smartly Visa Signature Card
No annual fee/yr
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Citi Rewards+ Card
No annual fee/yr
+
Wells Fargo Reflect Card
No annual fee/yr
+
JetBlue Plus Card
$99/yr
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Sam's Club Mastercard
No annual fee/yr
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OnePay (Walmart) Cash Back Card
No annual fee/yr
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AAdvantage Aviator Red World Elite Mastercard
$99/yr
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PayPal Cashback Mastercard
No annual fee/yr
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REI Co-op Mastercard
No annual fee/yr
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Lowe's Advantage Card
No annual fee/yr
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My Best Buy Visa Card
No annual fee/yr
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Verizon Visa Card
No annual fee/yr
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Macy's American Express Card
No annual fee/yr
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Gap Good Rewards Visa Credit Card
No annual fee/yr
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Nordstrom Credit Card
No annual fee/yr
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Synchrony HOME Credit Card
No annual fee/yr
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Kohl's Card
No annual fee/yr
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Old Navy Credit Card
No annual fee/yr
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New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
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American Express Business Gold (2026 Refresh)
No annual fee/yr
+
U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
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