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Compare credit cards side by side

Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
Santander SX Mastercard ✕ remove
U.S. Bank Smartly Visa Signature Card ✕ remove
Prime Visa (Amazon) ✕ remove
Annual fee No annual feeNo annual feeNo annual fee
Rewards rate Cashback on eligible spends, credited to the bill2% cash back on all purchases, boosted up to 4% when you hold qualifying U.S. Bank Smartly Savings and Bank Smartly Checking balances5% at Amazon, Whole Foods, Amazon Fresh & Chase Travel (with Prime), 2% gas/dining/transit, 1% other
Rewards highlight Cashback on your card bill with no annual feeUp to 4% on everything5% at Amazon & Whole Foods
Welcome bonus Promotional cashback offers for new clients (varies)Cash back bonus after meeting the minimum spend for new cardholdersAmazon gift card on approval
Intro APR N/ANoneNone
Regular APR Variable rotativo per Santander's disclosed rates19.24%–29.24% variable20.49%–29.24% variable
Foreign fee IOF plus Mastercard exchange rate on international spendsNoneNone
Lounge access ❌ No❌ No❌ No
Credit needed FairGood to Excellent (700+)Good (690+)
Best for Young Brazilians and beginners who want free, simple cashbackU.S. Bank depositors with large balances chasing a high flat ratePrime members who spend heavily at Amazon and Whole Foods
Network MastercardVisaVisa
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🇺🇸 Showing United States cards · change with the 🌐 selector top-right
Chase Sapphire Preferred Card
$95/yr
+
Capital One Venture X Rewards
$395/yr · ✈ lounge
+
Chase Sapphire Reserve
$550/yr · ✈ lounge
+
Chase Freedom Unlimited
No annual fee/yr
+
The Platinum Card from American Express
$695/yr · ✈ lounge
+
Prime Visa (Amazon)
No annual fee/yr
✓
Chase Freedom Flex
No annual fee/yr
+
American Express Gold Card
$325/yr
+
Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
+
Discover it Cash Back
No annual fee/yr
+
Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
+
Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
+
Citi Custom Cash Card
No annual fee/yr
+
Costco Anywhere Visa Card by Citi
No annual fee/yr
+
Citi Strata Premier Card
$95/yr
+
Ink Business Cash Credit Card
No annual fee/yr
+
Capital One Savor Cash Rewards Credit Card
No annual fee/yr
+
Discover it Student Cash Back
No annual fee/yr
+
The Business Platinum Card from American Express
$695/yr · ✈ lounge
+
Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
+
Capital One Quicksilver Cash Rewards
No annual fee/yr
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Bank of America Customized Cash Rewards
No annual fee/yr
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Apple Card
No annual fee/yr
+
U.S. Bank Altitude Reserve Visa Infinite
$400/yr · ✈ lounge
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Blue Cash Everyday Card from American Express
No annual fee/yr
+
American Express Business Gold Card
$375/yr
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Bank of America Premium Rewards Credit Card
$95/yr
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Wells Fargo Autograph Card
No annual fee/yr
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U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
+
U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
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Wells Fargo Autograph Journey Card
$95/yr
+
Capital One Platinum Secured
No annual fee/yr
+
Target RedCard Credit Card
No annual fee/yr
+
Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
+
Bank of America Travel Rewards Credit Card
No annual fee/yr
+
U.S. Bank Smartly Visa Signature Card
No annual fee/yr
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Citi Rewards+ Card
No annual fee/yr
+
Wells Fargo Reflect Card
No annual fee/yr
+
JetBlue Plus Card
$99/yr
+
Sam's Club Mastercard
No annual fee/yr
+
OnePay (Walmart) Cash Back Card
No annual fee/yr
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AAdvantage Aviator Red World Elite Mastercard
$99/yr
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PayPal Cashback Mastercard
No annual fee/yr
+
REI Co-op Mastercard
No annual fee/yr
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Lowe's Advantage Card
No annual fee/yr
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My Best Buy Visa Card
No annual fee/yr
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Verizon Visa Card
No annual fee/yr
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Macy's American Express Card
No annual fee/yr
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Gap Good Rewards Visa Credit Card
No annual fee/yr
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Nordstrom Credit Card
No annual fee/yr
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Synchrony HOME Credit Card
No annual fee/yr
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Kohl's Card
No annual fee/yr
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Old Navy Credit Card
No annual fee/yr
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New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
+
American Express Business Gold (2026 Refresh)
No annual fee/yr
+
U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
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